International Instant Saver Account

Our International Instant Saver Account is a simple, no fuss, instant access savings account.

Features and benefits

  • Available in US Dollars and Euro.
  • No minimum or maximum deposit.
  • Interest paid monthly.
  • Instant access to your savings.
  • Interest rate is variable.

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This product is designed for customers living in the Channel Islands or the Isle of Man and is provided by Lloyds Bank Corporate Markets plc a wholly owned subsidiary of Lloyds Banking Group plc.

Information on our savings accounts for customers in the United Kingdom.
 

Eligibility

You must be a personal customer aged 18 years and over. You must be ordinarily resident in the Channel Islands or Isle of Man.

 

International Instant Saver Account - US Dollar

Current interest rate

Account balance (US$)

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

Account balance (US$)

$1+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

0.00

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

0.00

Account balance (US$)

$10,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

2.00

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

2.02

Account balance (US$)

$25,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

2.50

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

2.53

Account balance (US$)

$50,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

2.50

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

2.53

Account balance (US$)

$500,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

3.25

AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.  (%)

3.30

International Instant Saver Account - Euro

Current interest rate

Account balance (Euro)

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

AER (%)

Account balance (Euro)

€1+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

0.00

AER (%)

0.00

Account balance (Euro)

€10,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

0.75

AER (%)

0.75

Account balance (Euro)

€25,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

1.25

AER (%)

1.26

Account balance (Euro)

€50,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

1.75

AER (%)

1.76

Account balance (Euro)

€500,000+

GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable)  (%)

2.25

AER (%)

2.27

  • Sending fundsWhen making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank

     

    International moneymover service:When making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank

    Service

    Charges

    Service

    Through Currency Internet Banking

    Charges

    Free

    Service

    Through International PhoneBank, in branch, or in writing

    Charges

    Free

    Service

    Through Standing Order

    Charges

    Free

    Service

    To your other accounts held with Lloyds Banking Group

    Charges

    Free

    Correspondent bank fee:When making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank

    Service

    Charges

    Service

    Zone 1 (USA, Canada and Europe)

    Charges

    £12

    Service

    Zone 2 (Rest of the world)

    Charges

    £20

    For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland.

    Electronic Funds Transfer (CHAPS payments within the British Isles):

    Service

    Charges

    Service

    CHAPS payment

    Charges

    £30

    Cash withdrawals and deposits into the US Dollar Account:

    Service

    Charges

    Service

    Cash withdrawals and deposits

    Charges

    2% on the Sterling equivalent of each currency, minimum £3 per currency and £10 administration fee.

    These accounts are not designed to be used for receipt of notes or coins. If you need this service, please contact your International Banking Team.

    Recalling a payment:

    Service

    Charges

    Service

    Recalling a payment

    Charges

    £20 per payment.

    We cannot guarantee the cancellation as funds may already have been paid to the beneficiary. You could receive less than the original amount of the payment, due to adverse exchange rate movements

    Receiving funds

    Electronic bank transfer from another financial institution:

    Amount

    Charges

    Amount

    Any amount

    Charges

    Free

    Cheque collections:

    Amount

    Charges

    Amount

    Cheques up to £100

    Charges

    £5

    Amount

    Cheques of £100 and above

    Charges

    25p per £100 (minimum £15, maximum £80 per cheque)

    Cheque negotiation to Sterling account:The correspondent bank may also levy a charge based on the value of the cheque.

    Amount

    Charges

    Amount

    Cheques up to £100

    Charges

    £5

    Amount

    Cheques of £100 and above

    Charges

    25p per £100 (minimum £15, maximum £80 per cheque)

    Amount

    Cheques in a foreign currency drawn in a different country (not UK)

    For example : US Dollars drawn in France

    Charges

    As above, but minimum £10 per cheque.

    Cheque negotiation to currency account:The correspondent bank may also levy a charge based on the value of the cheque.

    Amount

    Charges

    Amount

    Cheques in the same currency as the account

    Charges

    £2 per cheque

    Amount

    Cheques requiring currency conversion

    Charges

    £4 per cheque

    Other standard services

    Service

    Charges

    Service

    Supplying copies of previous bank statements

    Charges

    £5 per request.

    An administration charge may be made for excessive requests.

Frequently asked questions

How to apply

Use our contact form or call us to make an appointment.

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