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Island Savings
There are many ways to save. We’ll show you what to consider when putting your money away for the future.
Compare our savings accounts to find the right one for you.
Savings
These products are designed for customers living in the Channel Islands or the Isle of Man and are provided by Lloyds Bank Corporate Markets plc a wholly owned subsidiary of Lloyds Banking Group plc.
Information on our savings accounts for customers in the United Kingdom.
|
Account name |
Features and benefits |
Interest rate
|
Access |
Minimum deposit |
|
|---|---|---|---|---|---|
Account nameIsland Instant Saver Account |
Features and benefitsA straightforward Sterling account that lets you withdraw money when you want to without penalty |
Interest rateSterling up to 3.00% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./ 3.04% AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. variable |
AccessInstant |
Minimum depositNo minimum deposit |
|
Account nameIsland Fixed Rate Deposit |
Features and benefitsInterest rate fixed for up to 2 years |
Interest rateUp to 4.10% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./AERAERAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. |
AccessAt the end of the term |
Minimum deposit£2,000 |
|
Account nameIsland Instant Access |
Features and benefitsA straight forward account that lets you withdraw your money when you want to without penalty |
Interest rateUp to 0.78% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./ 0.78% AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. variable |
AccessInstant |
Minimum deposit£0 |
|
Account nameIsland Monthly Saver |
Features and benefitsIdeal if you want to save money every month and have instant access to it. |
Interest rate5.75% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. fixed |
AccessInstant |
Minimum depositNo minimum deposit |
|
Account nameIsland First Account |
Features and benefitsA straightforward savings account for children aged 17 or under |
Interest rateUp to 3.25% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./3.30% AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. variable |
AccessInstant |
Minimum deposit£1 |
|
Account nameInternational Instant Saver Account |
Features and benefitsA straightforward US Dollar and Euro account that lets you withdraw money when you want to without penalty |
Interest rateUS Dollar up to 3.75% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./3.82% AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. variable Euro up to 2.50% GrossGross rateThe contractual rate of interest payable before deduction of income tax at the rate specified by law./2.53% AERAER RATEAER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. variable |
AccessInstant |
Minimum depositNo minimum deposit |
|
Account nameFixed Term Deposit |
Features and benefitsGBP, USD & EUR fixed terms for up to 2 Years |
Interest rateGBP - Up to 4.45% GrossGrossThe contractual rate of interest payable before deduction of income tax at the rate specified by law. /AER USD - Up to 4.40% GrossGrossThe contractual rate of interest payable before deduction of income tax at the rate specified by law. /AER EUR - Up to 2.50% GrossGrossThe contractual rate of interest payable before deduction of income tax at the rate specified by law./AER |
AccessAt the end of the term |
Minimum deposit£2,000, $2,000, €2,000 |
Other services
|
Account name |
Features and benefits |
Interest rate
|
Access |
Minimum deposit |
|
|---|---|---|---|---|---|
Account nameSave The Change |
Features and benefitsRound up payments on your Lloyds Bank VISA debit card and put the difference in a savings account |
Interest rateN/A |
AccessInstant |
Minimum depositN/A |
Savings accounts no longer available to new customers
Current interest rates
Current interest rates for accounts closed to new and existing customers (PDF, 131KB)
Terms and conditions
Customer Relationship Agreement PDF (Lloyds Bank Corporate Markets plc) (PDF, 384KB)
Account terms and conditions (PDF, 306KB)
Branch finder
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