We have redesigned our website for customers in the Channel Islands and Isle of Man. We hope you like our new look.

Features and benefits

  • Borrow from £1,000 to £25,000.
  • Repay over one to five years.
  • Fixed repayments.
  • Choose a repayment date that suits you**.
  • There’s no charge when you repay the full amount early.
  • Rates are set and fixed based on the amount you borrow.
  • We’ll make sure your loan fits your finances and you can afford the repayments.

** Excludes the 29th – 31st of the month within 35 days of opening the loan.

This product is designed for customers living in the Channel Islands or the Isle of Man.

Information on our loans for customers in the United Kingdom.

Eligibility

You must be age 18 or over and resident in the Channel Islands or Isle of Man to apply.

Lending is at the Bank's discretion. How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances. 

Loan representative examples

Loan representative examples

Loan amount

Term

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life. representative

Loan amount

£1,000 - £4,999 

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life. representative

14.9%

Loan amount

£5,000 - £7,499 

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life. representative

11.9%

Loan amount

£7,500 - £25,000

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life. representative

4.6%

Rates correct as at 26 May 2020.

Get in touch to apply

Use our contact form or call us to make an appointment. Your local team will help you choose the right loan and apply.

Make an appoinment

Frequently asked questions

Mortgages

Step up onto the property ladder with us.

Savings and investments

We can help you prepare for the future.

Branch finder

Find your local team in Jersey, Guernsey, Alderney or the Isle of Man and arrange a visit.