Island Personal Loan

Whatever your plans, we have a loan with the flexibility you need.

Features and benefits

Borrow from £1,000 to £25,000

Choose the amount that works for you.

Repay over 1 to 5 years

Pick a term that fits your budget and plans.

Fixed repayments

Your repayments stay the same each month.

Let's break it down

Who it's for

You can apply for this personal loan if you:
 
  • are aged 18 or over
  • are a resident in the Channel Islands or the Isle of Man.

This product is provided by Lloyds Bank Corporate Markets plc, a wholly owned subsidiary of Lloyds Banking Group plc. 

How it works

  • Your rate is fixed from the start, so your repayments stay the same. See what your repayments could look like.
  • You can choose a repayment date that suits you. You can't choose a date between the 29th and 31st until your account has been open for more than 35 days.
  • There’s no charge if you repay early.
  • We’ll check the loan is affordable based on your situation.
  • There’s no arrangement fee. 

Make an appointment

You can apply if you are 18 or older and a resident in the Channel Islands or the Isle of Man.

How much we lend and the rate you're offered depend on our assessment of your circumstances.

 
Lloyds Bank app illustration.

Contact the team

Use our online form to make an appointment. Your local team can help you choose the right loan and apply.

Make an appointment Contact form.

Let’s look at the details

Work out your potential loan repayments

This loan calculator shows an illustrative APR to give you an idea of how much a loan might cost. The interest rate we offer could vary, subject to our assessment of your circumstances.

£

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £246.75. Total amount repayable will be £11,844.00. Representative 8.9% APR.

This representative APR applies to loans of £10,000 to £14,999 over 1 to 5 years. Other terms and loan amounts are available at different rates. The maximum APR is 14.9%.