Features and benefits

  • Borrow from £1,000 to £25,000.
  • Repay over one to five years.
  • Fixed repayments.
  • Choose a repayment date that suits you**.
  • There’s no charge when you repay the full amount early.
  • Rates are set and fixed based on the amount you borrow.
  • We’ll make sure your loan fits your finances and you can afford the repayments.

** Excludes the 29th – 31st of the month within 35 days of opening the loan.

This product is designed for customers living in the Channel Islands or the Isle of Man.

Information on our loans for customers in the United Kingdom.

Eligibility

You must be age 18 or over and resident in the Channel Islands or Isle of Man to apply.

Lending is at the Bank's discretion. How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances. 

Loan Annual Percentage Rates

Loan representative examples

Loan amount

Term

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life.

Loan amount

£1,000 - £4,999 

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life.

14.9%

Loan amount

£5,000 - £7,499 

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life.

11.9%

Loan amount

£7,500 - £25,000

Term

1 – 5 years

% APRAnnual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life.

6.4%

Rates correct as at 1 August 2023.

Get in touch to apply

Get in touch to apply

Use our contact form or call us to make an appointment. Your local team will help you choose the right loan and apply.

Make an appoinment

Frequently asked questions

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