First time buyer mortgage
If you’re looking to buy your first property, you’re in the right place.
This product is designed for customers living in the Channel Islands or the Isle of Man.
Information on our mortgages for customers in the United Kingdom.
Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Government schemes
From time-to-time, we support government initiatives to help people buy a home. As you're a first time buyer, there could be a scheme that's right for you. Visit your local government website to see what you’re eligible for in your location.