First time buyer mortgage
If you’re looking to buy your first property, you’re in the right place.
This product is designed for customers living in the Channel Islands or the Isle of Man.
Information on our mortgages for customers in the United Kingdom.
Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.
You could lose your home if you don’t keep up your mortgage repayments.
Government schemes
From time-to-time, we support government initiatives to help people buy a home. As you're a first time buyer, there could be a scheme that's right for you. Visit your local government website to see what you’re eligible for in your location.
The Bank conducts its business in accordance with local legal and regulatory requirements, including anti-money laundering requirements which require the Bank to disclose information that would otherwise be confidential in circumstances where the Bank suspects its customer is benefiting or engaging in criminal activity including tax fraud.