Pocket £175 when you switch to Lloyds International 

Switch your current account to a new Classic, Classic Plus or Premier Plus and enjoy £175 for making the move. Monthly fees may apply.

Offer ends 9 August 2026. To qualify, your switch must include 2 active direct debits and pay at least £2,500 into the account each month for the first 3 consecutive months after opening. Terms and exclusions apply.

Switch to us
  • To qualify for the £175 switching offer (“the offer”) you must switch to a new Classic, Classic Plus or Premier Plus Account using the ‘Current Account Switch Service’ to switch from a bank account held with another bank.

    To qualify for the offer all the following conditions apply:

    Before you start your switch, please check that your current bank or building society takes part in the Current Account Switch Service. More on the Current Account Switch Service.

    • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank to a new Classic Account, a new Classic Plus (£10 monthly fee applies) Premier Plus (£20 monthly fee applies unless a minimum balance of £10,000 is maintained) (‘Qualifying Account’). The ‘Current Account Switch Service’ will close your old account with the other bank; and
    • Your switch must include the transfer of a minimum of 2 active direct debits from your old account being switched to Lloyds International as part of the offer. Direct debits set up after your switch has been started and other types of automated payments, such as standing orders and recurring card payments, won’t count towards the offer; and
    • You must pay a minimum of £2,500 per month into the account for the first 3 consecutive months from account opening; and
    • Open a Qualifying Account online or in branch between 27 July to 9 August 2026; and
    • Start your switch from your old bank account using the ‘Current Account Switch Service’ by 9 August 2026; and
    • If all the above conditions are met, the offer will be paid directly into your account within 45 days of confirmation that you have achieved the switcher criteria and will appear as a cash credit.

    You can’t take part in the offer if:

    • The bank you are switching from does not participate in the ‘Current Account Switch Service’. More on the Current Account Switch Service.
    • You switch to any account other than a Classic, Classic Plus or Premier Plus Account.
    • You switch to any existing Lloyds bank account, or you change your existing Lloyds Bank Current Account to a Classic, Classic Plus or a Premier Plus Account.
    • You’ve received a switching offer between 27 July to 9 August 2026 for switching to any Lloyds International Account.
    • You’re switching a joint account.

    Key exclusions:

    1. The offer is subject to change and can be withdrawn without notice at any time.
    2. Only one offer is available per customer.
    3. Only available on sole account switches.
  • When will I receive the £175 offer?
    The offer will be paid directly into your account within 45 days of confirmation that you have met the eligibility criteria and will appear as a cash credit.

    As an existing Lloyds International customer, do I qualify for the £175 offer? 
    Yes, provided you open a new qualifying account listed in the terms and conditions. You need to complete your switch within the campaign period using the Current Account Switch Service, switching a bank account from another provider with at least 2 active direct debits, and pay in a minimum of £2,500 per month into the account for the first three consecutive months after opening.

    Can I change my existing account to one of the qualifying accounts and still receive the offer?
    No, you must open a new qualifying account.

    To qualify for the offer, do I need to complete the switch at the time of opening my new bank account?
    Yes, you must complete the switch request at the time of opening. The offer can be withdrawn without notice at any time. As part of your application, you will be asked if you want to switch before you choose your new account, so have your existing account details to hand.

    What types of payments qualify as direct debits?
    Your switch must include the transfer of at least 2 active direct debits from your old account. Direct debits set up after you’ve started your switch won’t count towards the offer. Standing orders and subscriptions are also excluded.

    What is a direct debit?
    It’s a way to pay bills automatically from your current account. You give a business permission to collect money from your account when a payment is due. Direct debit amounts can vary, but the business has to tell you if the amount is changing. Direct debits are covered by the Direct Debit Guarantee.

    What is an active direct debit?
    An active direct debit is one that has been paid to the originator in the last 13 months. This can be any frequency of payment: weekly, monthly, quarterly or annual. If the direct debit has been recently set up and the first payment has not been taken this is not an active direct debit.

    Can I switch a joint account?
    Joint accounts are not part of this offer. You can still apply for a joint account by visiting one of our branches.

Switch your current account to Lloyds International

Whether you’re switching to Lloyds International or already bank with us and want to open another current account, it’s simple. We’ll move your direct debits and standing orders and make sure everything runs smoothly.

  • Open a new Lloyds International current account online, in branch, or by video appointment.
  • Switching your current account to Lloyds International is straightforward.
  • Have your existing account details ready, including your debit card number.
  • When you apply for an account with us, you’ll be asked if you want to switch. If you do, your switch will complete within 7 working days once your new account is open.
  • We’ll move your direct debits, salary and standing orders for you.
  • All banks and building societies use the same switching service.
  • If anything goes wrong, we’ll refund any interest or charges on your old or new account.
  • Although many things are switched automatically, we won’t:

    • transfer regular payments and subscriptions set up using your old debit card details. You’ll need to contact each service provider to update your payment information
    • update digital wallets, such as Apple Pay or Google Pay. Simply remove your old debit card and add your new one when it arrives
    • transfer any arranged overdraft you have with your old account provider
    • transfer your statement or transaction history. You should be able to download or request copies from your old account provider.
  • Working day 1 

    We’ll contact your old account provider to start your switch.

    Working day 2

    We’ll confirm that your old account provider has received your request. We can then start moving your regular payments to your new Lloyds International current account.

    Working day 3 to 5

    It’ll take a couple of days to transfer all your regular payments, and make sure everything is ready for your switch.

    Working day 6

    If you choose to pay off the overdrawn balance on your old account as part of your switch, make sure there’s enough money in your new Lloyds account to cover this payment on the seventh working day of your switch.

    Working day 7

    We’ll transfer your balance and close your old account. Your switch is complete.

    After your switch

    Any payments sent to your old account will be automatically redirected to your new Lloyds International current account. We’ll also give the sender your new details for future payments.

  • The Current Account Switch Service offers a simple, reliable and stress-free way to switch your current account from one bank or building society to another. It only takes 7 working days once your account is open.

    As your new current account provider, Lloyds Bank International offer the following guarantee:

    • The service is free to use.
    • All your payments move over – both the money coming in, like your salary, and the money going out, such as direct debits and standing orders. And we’ll take care of moving them all for you.
    • If you have money in your old account, we will transfer it to your new account on your switch date.
    • We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
    • If there are any issues in making the switch, we will contact you before your switch date.
    • If anything goes wrong with the switch, we’ll refund any interest and charges applied to your old or new account as soon as we’re told, whether that interest was paid or lost, and whether the charges happened because of this issue.

    Read the account switching guide (PDF, 80 KB)

Our current accounts

Classic

No monthly fee

Benefits include:

  • contactless Visa debit card
  • mobile banking app
  • free international transfers, correspondent and recipient bank charges may apply​
  • standing order and direct debit facilities​.
Classic

Classic Plus

£10 monthly fee

All the benefits of the Classic, plus:

  • contactless Visa Platinum debit card
  • worldwide travel insurance for trips up to 31 days, subject to eligibility. All cover ends on the account holders' 80th birthday
  • global hotel booking and dining discounts with Visa Luxury Hotel Collection
  • car hire discounts with Sixt
  • support with flight delay refunds by Visa AirRefund
  • discount on AA European Breakdown cover, apply directly with the AA.
Classic Plus

Premier Plus

£20 monthly fee, waived when you keep a balance of £10,000.

All the benefits of the Classic, plus:

  • contactless Visa Signature debit card
  • worldwide travel insurance up to 62 days for each trip, subject to eligibility. All cover ends on the account holders’ 80th birthday
  • Priority Pass® airport lounge access using your Visa card
  • global hotel booking and dining discounts with Visa Luxury Hotel Collection
  • car hire discounts with Sixt
  • support with flight delay refunds by Visa AirRefund
  • discount on AA European Breakdown cover, apply directly with the AA
  • up to £500 cashback towards mortgage valuation or legal fees.
Premier Plus

Benefits supplied by selected third-party providers. Limits, terms & exclusions apply.

Ready to switch? Open a Lloyds International current account today

When you apply, we’ll ask if you want to switch. Have your existing account and debit card details ready.

 

Sole accounts

Apply online and we will contact you if we need further information.

Switch to us
 

Joint accounts

Contact us to arrange an appointment.

Contact us

Protecting your money

Compare current accounts

We have a range of current accounts to suit your needs.

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Compare current accounts

We have a range of current accounts to suit your needs.

Browse current accounts