Switch your account to us

To qualify for the £200 switching offer (“the offer”) you must switch to a new Classic Plus or Premier Plus Account using the ‘Current Account Switch Service’ to switch from a bank account held with another bank.

To qualify for the offer all the following conditions apply:

Before you start your switch, please check that your current bank or building society takes part in the Current Account Switch Service. More on the Current Account Switch Service.

• Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you have with another bank to a new Classic Plus (£10 monthly fee applies) Premier Plus (£20 monthly fee applies unless a minimum balance of £10,000 is maintained) (‘Qualifying Account’). The ‘Current Account Switch Service’ will close your old account with the other bank; and
• Your switch must include the transfer of a minimum of 2 active direct debits from your old account being switched to Lloyds International as part of the offer. Direct debits set up after your switch has been started and other types of automated payments, such as standing orders and recurring card payments, won’t count towards the offer; and
• Open a Qualifying Account online or in branch between 1 November 2026 and 22 November 2026; and
• Start your switch from your old bank account using the ‘Current Account Switch Service’ by 22 November 2026; and
• If all the conditions are met, the offer will be paid directly into your account within 45 days of confirmation that you have achieved the switcher criteria and will appear as a cash credit.

You can’t take part in the offer if:

• The bank you are switching from does not participate in the ‘Current Account Switch Service’. More on the Current Account Switch Service. 
• You switch to any account other than a Classic Plus or Premier Plus Account.
• You switch to any existing Lloyds bank account, or you change your existing Lloyds Bank Current Account to a Classic Plus or a Premier Plus Account.
• You’ve received a switching offer between 27 July 2026 and 9 August 2026 for switching to any Lloyds International Account.
• You’re switching a joint account.

Key exclusions

1. The offer is subject to change and can be withdrawn without notice at any time.
2. Only one offer is available per customer.
3. Only available on sole account switches.

When will I receive the £200 offer?

The offer will be paid directly into your account within 45 days of confirmation that you have met the eligibility criteria and will appear as a cash credit.

As an existing Lloyds International customer, do I qualify for the £200 offer? 

Yes, provided you open a new qualifying account listed in the terms and conditions. You need to complete your switch within the campaign period using the Current Account Switch Service, switching a bank account from another provider with at least 2 active direct debits.

Can I change my existing account to one of the qualifying accounts and still receive the offer?

No, you must open a new qualifying account.

To qualify for the offer, do I need to complete the switch at the time of opening my new bank account?

Yes, you must complete the switch request at the time of opening. The offer can be withdrawn without notice at any time. As part of your application, you will be asked if you want to switch before you select your new account, so have your existing account details to hand.

What types of payments qualify as direct debits?

Your switch must include the transfer of at least 2 active direct debits from your old account. Direct debits set up after you’ve started your switch won’t count towards the offer. Standing orders and subscriptions are also excluded.

What is a direct debit?

It’s a way to pay bills automatically from your current account. You give a business permission to collect money from your account when a payment is due. Direct debit amounts can vary, but the business has to tell you if the amount is changing. Direct debits are covered by the Direct Debit Guarantee.

What is an active direct debit?

An active direct debit is one that has been paid to the originator in the last 13 months.  This can be any frequency of payment: weekly, monthly, quarterly or annual. If the direct debit has been recently set up and the first payment has not been taken this is not an active direct debit.

Can I switch a joint account?

Joint accounts are not part of this offer. You can still apply for joint account by visiting one of our branches.