Features and Benefits

  • Quotes sourced from a panel of insurers
  • Tailor your cover to fit your needs
    Select from a range of covers to suit your needs such as public liability, stock deterioration and business interruption cover.
  • Protect your business
    Safeguard your business in the event that stock is ruined, cash is stolen, or you face a compensation claim where there is legal dispute.
  • Advice from Insurance Specialists
    Dedicated, UK-based advisers are committed to helping you get the right cover for your business.

Keep in mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Get a quote

Call 0345 377 0002 to get advice from specialists on the insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.

Get a pub and restaurant quote

Help and Guidance

Read our expert guides to help understand what Insurance you need to protect your business.

Business Insurance guidesFind out more about insurance
  • Cover can vary depending on your individual needs, but commonly include:

    Public Liability

    As a business owner, you’re legally responsible for the health and safety of those you interact with. For example, if a customer or supplier is injured on your premises, they could sue you for damages. Public liability insurance can protect you against large compensation payouts, as well as the legal fees spent defending such claims.

    Business Interruption

    When a small business is hit by theft or fire, cashflow is often the next hurdle it must face. Business interruption policies help cover loss of income and keep cash flowing during temporary closures – helping you get back up and running as soon as possible.

    Stock Deterioration

    When you own a pub or eatery, relatively minor events like a broken freezer or small kitchen fire can become serious crises if stock gets ruined in the crossfire. Stock deterioration cover helps pub, café and restaurant owners replace stock in the event it is damaged and unsalable.

    Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.

  • The hospitality trade varies greatly, ranging from small family run businesses to larger inner city establishments. Whatever size and type of business you run, there are risks that you, your staff and customers face that need to be covered.

  • Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.

    A few quick details are needed to provide a quote over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.

  • Professional Indemnity Insurance

    Protect your business against allegations about your service or the advice you provide.

    Find out about Professional Indemnity Insurance

    Public Liability Insurance

    Protect your business against third party claims of accidental injury or damage.

    Find out about Public Liability Insurance

    Contact directory

    Use this directory to find the contact details that apply to you.

    Contact Directory

    Insurance homepage

    We offer a range of insurance products providing cover for a variety of sectors.

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Get a Pub and Restaurant Quote

Get a quote

Call for more cover options

Don’t see the cover you’re looking for? Speak to a UK-based adviser who can source quotes from many insurers. For instant cover you can buy your policy over the phone.

0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Request a Callback

Complete our online form if you'd like us to call you back at a suitable time to discuss your insurance needs.

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Contact Directory

Whether you are an existing customer or looking for the right contact.

Contact Directory

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.