Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal.

So that our colleagues can help customers most in need, some Telephone Banking services are temporarily unavailable. Find out more.

 

Business Credit Card

Our Business Credit Card allows you to manage your business’s cashflow simply, by providing staff members aged over 18 with an easy way to manage daily business expenses, within certain limits. You could benefit from reduced bank charges too.

Features and benefits

  • Get up to 45 days' interest-free credit if you pay your balances in full and on time on your previous and latest statements.
  • Pay an annual fee of just £32 per card.
  • Withdraw up to £500 per day within the limit*.
  • Use the card in millions of outlets where you see the Mastercard® sign displayed.
  • Benefit from flexible repayment options and detailed monthly statements for each card issued.
  • Make contactless payments on transactions up to £45 at participating retailers (where retailers’ payment terminals enabled).

If your business has a turnover of over £2 million please contact your relationship manager before making any application.

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.
 

Log on and enquire

Is your business eligible?

To apply for a Business Credit Card, you should:

  • have held a business current account with Lloyds Bank for more than 12 months
  • apply for a limit of £10,000 or less
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident.

Enquire about a new Business Credit Card

Online

Completing our online enquiry form takes about five minutes. Once we receive it, your relationship manager will be in touch to discuss the application in more detail and provide terms and conditions.

Log on and enquireabout a Business Credit Card

On the phone

0800 022 4395

Call us to talk to one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

If you are looking to increase the limit on your existing Business Credit Card, please contact us on 0345 072 5555 from 9am to 5pm Monday to Friday.

Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

ClickSafe®

ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check’.

Lending appeals

Appeals for borrowing. Business finance declined? You can ask for the decision to be reviewed.

The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Clicksafe® is a registered trademark of Lloyds Bank plc.