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Working from Home Insurance

Cover for businesses that are run from home including consultants, cake makers, ebayers and many more. Provides a range of covers, which you can tailor, to protect your business appropriately.

Features and Benefits

  • Compare quotes from our panel
    Quotes aren’t just provided by one insurer, but a panel of insurers, selected for their competitive prices and expertise.
  • Protect your business
    You can request immediate cover when you buy over the phone.
  • Easy to buy
    Dedicated, UK-based advisers are committed to sourcing the insurance you need at prices that suit.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Need advice?

Call 0345 377 0002 to get advice from specialist advisers on the insurance you need.

The general line is available from 8am to 6pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.

  • Public liability

    When accidents happen, your business could be responsible for paying compensation under many circumstances. Public Liability Insurance can cover compensation and claimants costs in respect of accidental injury to third parties or damage to their property.

    Public Liability Insurance can also cover an accident in your work area or relating to your business activities. This includes incidents on your premises as well as those that occur while doing business offsite.

    Employers’ Liability

    Covers legal liability for death or injury to employees caused in the course of their employment.

    Products Liability

    Provides cover for compensation for injury and property damage to third parties caused by products that you design, manufacture or supply.

    Business Equipment

    It’s important to consider cover for business equipment used in the day to day operation of your business both whilst at your home premises and also potentially whilst you are out on the road visiting suppliers or customers.

    Loss or damage to your computer equipment by theft for example would be provided under the Business Equipment section of your policy.

    Goods in Transit

    When either collecting stock from suppliers or delivering stock/finished goods to your end customer there is a possibility that these items may be damaged or lost whilst in transit.

    Goods in Transit cover will provide you with cover for loss or damage to these items during transit minimising the financial impact this occurrence could have on your business.

    Please note this is not a comprehensive list, additional covers are available to ensure your business is suitably protected.

  • Tradesman

    Cover for contracting related trades such as carpenters, electricians, gardeners, plumbers, painters & decorators and bricklayers.

    Find out more

    Property Owners Insurance

    If you're a residential or commercial property owner, speak to an advisor about buildings, contents, loss of rent and landlords’ liability.

    Find out more

    Contact directory

    Use this directory to find the contact details that apply to you.

    Find out more

    Business Insurance homepage

    We offer a range of insurance products providing cover for a variety of sectors.

    Back to insurance

Need Advice?

If you’re not sure what you need, call to speak to specialist insurance advisers.

0345 377 0002

Lines available from 8am to 6pm Monday to Friday.

Request a Callback

Complete our online form if you'd like to receive a call back to discuss your Working from Home Insurance needs.

Request a callback

Contact Directory

Whether you're an existing customer or looking for the right contact.

Contact Directory

Lloyds Bank plc is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Lloyds Bank Business Insurance Services and source products from a panel of insurers.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.