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Invoice Finance Online
For existing Invoice Finance clients, our Invoice Finance Online portal is a secure way to manage your facility.
Invoice Finance Online
Access your online portal for the management of your Invoice Discounting facility.
Key features and benefits
- Access your facility from your desktop or mobile device*.
- Upload schedules and receive payment the same day (subject to cut off times).
- View your balances, available funds and disapprovals, which are updated during business hours once we’ve completed our checks.
- Request payments, including Faster Payments.
- Manage your Invoice Discounting facilities online
- View and download your monthly statement.
Please be aware that Sterling, Euro or US Dollar payment requests should be submitted by 3pm Monday-Friday (excluding Bank Holidays). Any requests submitted after this time will be processed the next working day, but your available funds will be updated when the payment is requested. For other currencies, please see our FAQs, below.
*There may be short periods when the site will be closed for routine maintenance. Wherever possible we will give advance notice of any periods of unavailability on the site.
Invoice Finance Migration
As a valued client, you're transitioning from Factoring with Cash Connect to Invoice Discounting, accessed through our new platform: Invoice Finance Online (IFO).
Transition Process:
- Client Manager Support: Your Client Manager will arrange a migration date and discuss the terms and costs of the new facility.
- Simple Forms: Complete two forms to open a new bank account and set up access to Invoice Finance Online via Commercial Banking Online.
- Trust Account: We’ll open a new bank account in your name to receive customer payments.
- Customer Notification: You’ll need to inform your customers about the new payee details when the transfer takes place.
- Redirection: We'll redirect payments from Cash Connect to your new bank account for up to three months to ensure a smooth transition.
Start Here: Watch the introduction video!
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Your invoice finance experience is about to get a whole lot better. We'll soon be closing Factoring and Cash Connect, and are excited to continue supporting your working capital needs through our mobile-enabled invoice discounting solution and platform, Invoice Finance Online.
Let's look at some of the features.
With Invoice Finance Online, your accounting package is our primary source of data for funding.
So, instead of uploading multiple individual invoices to Cash Connect, you'll just need to update us on the changes to your sales ledger and email the reports to us directly from your accounting package.
You may be able to automate the process and make it even simpler by linking up to our Extractor tool.
This ensures that your funding is always based on accurate, up-to-date information.
You'll also have visibility of a dedicated bank account, where your customers will make their payments.
No more waiting overnight. You'll be able to see payments land in real time and allocate them straight away within your accounting package.
This instant visibility puts you in control, helping you make informed decisions and manage your cash flow more effectively.
Another brilliant feature is quicker access to funding.
Just let us know about new invoices before midday and you can request funding the very same day.
You can now use faster payments as well as Bacs or CHAPS.
It's a quicker route to funding compared to Cash Connect, helping you keep your working capital flowing smoothly.
We're really excited about the improvements Invoice Finance Online could bring to your business, as we will be closing your Factoring and Cash Connect solution.
We want to get you transitioned across as soon as possible.
We appreciate change can be unsettling, but we have a great team in place to support you.
Here's what you can expect during the transition process.
Your client manager will be in touch to arrange a migration date and talk you through the terms and costs of the new facility.
You'll then receive a Notice of Variation setting out the agreed terms.
We'll also send you two simple forms to complete.
The first will allow us to open a new bank account for your customers to pay into, and the second will set up your access to Invoice Finance Online.
It's really important you return these forms to us as soon as possible to ensure a smooth and speedy transition.
And because we're setting up a new bank account, you'll need to let your customers know about the new payee details when the transfer takes place.
This is an important step, and we completely understand that it might take your customers a little time to update their records.
But don't worry, we'll support you by redirecting payments from Cash Connect to your new bank account for up to three months, helping you to keep everything running as it should.
Finally, our team will be in touch to arrange your training, making sure you're fully equipped to get the most out of the new system.
Invoice Finance Online is here to help you run your business more efficiently and seamlessly than ever before.
And we're proud to be your trusted partner of choice in Invoice Financing.
Thank you for choosing Lloyds.
We're excited to support you on the next stage of your journey.
Welcome to Invoice Finance Online
Request a payment
How to send your Invoice Discounting Ledger updates
How to manage your users
Our Invoice Finance Products and Services
Invoice Finance
Benefit from early access to cash tied up in your unpaid invoices.
Choose between Factoring and Invoice Discounting, to suit your business needs.
Debtor Protection
Protect your business from the potential negative impact of customers failing to pay, with Debtor Protection.
Asset Based Lending
Increase your working capital by turning business assets such as property, machinery or equipment into cash.
User Guides
View our guides for help on how to use Invoice Finance Online.
Invoice Discounting Quick Start Guide (PDF, 319KB)
Invoice Discounting User Guide (PDF, 954KB)
Invoice Discounting (with extractor tool) User Guide (PDF, 1.09MB)
FAQs
Helpful information about Invoice Finance Online.
Frequently asked questions about Invoice Finance Online (PDF, 137KB)
Terms and Conditions
Review our Invoice Finance Online website terms and conditions.