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Take card payments with confidence
Get flexible and secure options to take card payments in person, online or by phone.
- Reliability you can count on with 99.999% uptime.*
- Set up your device in minutes and take card payments straight away.
- Tailored payment solutions that work for you and your customers.
*Based on 2023 data.
A card reader for every business, big or small
Everyday card reader
£23 monthly rental + VAT
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Out-of-the-box card reader to start taking payments quickly and easily.
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Connects with Wi-Fi and 4G using free SIM.
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Tailored transaction fees.
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Up to 10 hours battery life.
Business management solution
£21 monthly rental + VAT (optional £10 SIM)
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Comes with optional apps to help you take payments, manage stock and more.
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Connects with Wi-Fi (optional 4G SIM for £10 a month + VAT).
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Tailored transaction fees.
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Up to 8 hours battery life.
How do you want to take card payments?
Why choose Lloyds to take payments
Benefits of taking card payments
By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.
Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.
Trusted by over 35,000 businesses making 2.86m transactions daily
Clear and simple pricing
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Frequently asked questions
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To accept credit card payments, you’ll need a payment solution such as a card reader, contactless payment machine, online gateway or virtual terminal. And you’ll need to ensure your setup complies with PCI DSS standards to protect customer data. Lloyds offers secure options for taking payments in person, online or over the phone.
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Most card payments are authorised instantly. You’ll typically receive funds the next working day, depending on the settlement agreement.
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Our payment machines accept all major credit and debit cards, as well as digital wallets, including Mastercard, Visa, American Express, Discover Global Network, Diners Club International, Apple Pay, Google Pay and Samsung Pay.
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You don’t need to be a Lloyds customer to apply for the majority of our card readers. We assess each business individually to ensure you get the right product and service, whether you’re just starting out or already established.
However, if you are an existing customer, you may benefit from additional features and integrations, but it’s not a requirement.
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Point of sale (POS) is the location or system where a customer pays for goods or services. Modern POS systems, let you take the payment, accept and process secure payments, track sales, manage inventory and generate reports. They can be digital (online or over the phone) or physical (fixed or portable terminals).A POS system should allow your business to:
- Calculate the total for any sale
- Accept payment by cash, card, or virtually
- Issue receipts (electronic or printed)
- Record transaction details
- Today’s POS systems often include inventory management, customer insights and integration with other business software.
Find out more about Point of Sale (POS) solutions
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From 14 March 2022, stronger authentication is required for online payments. See our helpful documents for more information:
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Payment Card Industry Data Security Standards (PCI DSS) are industry standards to ensure merchants store and process cardholder data securely. Any business that processes payments must meet these standards to keep financial data secure and protect cardholders from fraud.
Find out more about PCI DSS