Finding the right account for your business

We’ve been helping businesses since we were founded over 250 years ago. Today, we combine leading technology with reliable and flexible banking for businesses of all types.

Whatever your growth ambitions, we’re here to help you thrive.

Select what describes you best

Small businesses and start-ups

  • Your estimated turnover for the next 12 months is under £3 million.
  • You may need lending up to £250,000.
Accounts for small businesses

Larger businesses

  • Your estimated turnover for the next 12 months is over £3 million.
  • You may need lending over £250,000 and access to a broader range of products.
Accounts for larger businesses

Schools and community groups

For schools, credit unions, clubs, societies or charities

School and community accounts

Professional practices

For solicitors, accountants, insurance brokers, and estate and managing agents who need to hold client money

Client accounts

Other products you may be interested in

Accounting software

Try it free for 3 months

Connect Business Finance Assistant to your business accounts to predict cash flow, submit digital VAT returns and much more.

Business Finance Assistant

Accepting card payments

From card readers to online payments

We can help you accept card payments online, over the phone or face to face, no matter the size of your business.

Lloyds Bank Cardnet 


See how we compare in the market

Review alternative sources of business finance and compare products and services.

Alternative Business Funding 

Funding options 

Funding Xchange 


Grow your digital skills online

Women using laptop

Take part in our free lessons and workshops to help your business thrive in a digital world.

Independent service quality survey results

Business Current Accounts

Published February 2022

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.


Starling Bank 86%
Handelsbanken 75%
Metro Bank 68%
Santander 61%
Barclays 58%
Lloyds Bank 56%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

*SMEs include businesses, clubs, charities and societies with an annual turnover of up to £25m (exclusive of VAT and other turnover-related taxes).

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB:

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.