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Business Charge Card

Our Business Charge Card allows you to take control of everyday expenses, such as subsistence and travel costs. You can request multiple cards and apply spending limits to each cardholder (minimum age 18), and settle all cardholders' balances by direct debit.

Features and benefits

  • Get up to 45 days interest-free credit.
  • Pay an annual fee of just £32 per card.
  • Withdraw money (up to £500 daily) from cash machines at home and abroad*.
  • Use the card worldwide where you see the Mastercard® sign displayed
  • Receive detailed monthly statements.

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.

Is your business eligible?

To apply for a Business Charge Card, you should:

  • you should have held a business current account with Lloyds Bank for more than 12 months
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident.


Enquire about a new Business Charge Card


Completing our online enquiry form takes about five minutes. Once we receive it, your relationship manager will be in touch to discuss the application in more detail and provide terms and conditions.

Enquire onlinefor a Business Charge Card

If you are looking to increase the limit on your existing Business Charge Card, please contact us on 0345 072 5555 from 9am to 5pm Monday to Friday.

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Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

Compare all Business Banking cards

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ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check'.

Learn about ClickSafe