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Cardnet® is a joint venture between Lloyds Banking Group and First Data, one of the world's largest card processors. It makes it easy for merchants to accept card transactions online, in person or by phone. Our combined experience means we understand and support businesses of all sizes, and deliver consistently high quality products and services.

Features and benefits

  • Accept card payments through multiple channels, including online, in-person and over the phone.
  • Easily adapt the service as your business grows.
  • Keep track of card sales with intuitive reporting tools, including VAT reporting.
  • Get ongoing support, available whenever you need it.

Visit the Cardnet® website for more information.

To apply for Cardnet® you should have a:

  • Business bank account, but it doesn’t need to be a Lloyds Bank account.
  • Proposed start date – Cardnet® are able to establish a card acceptance facility within a couple of days of your application.
  • Business plan, including financial forecasts.
  • Cardnet® is suitable for all types and sizes of business.
  • eCommerce website – if you plan to trade over the internet.
  • PCI security compliance – if you're not already compliant, we can help you become validated.
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Bulk payments

Pay employees and suppliers more efficiently by making up to 25 payments at once.

Find out moreabout the Bulk payments service.

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Premier Direct

Our Premier Direct service provides a secure, efficient and economical way for you to pay in high volumes of cash.

Find out moreabout Premier Direct

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Faster Payments

Send and receive payments in hours or even minutes.

Find out moreabout Faster Payments.

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Payment services

Fast and efficient ways to make and receive payments.

Back to Payment servicesfor more information about Payment services.

How to apply

Enquire online

Completing our online enquiry form takes about 10 minutes. Once we receive it, we’ll contact you to discuss your business needs in more detail.

Enquire online

On the phone

0800 056 8669Telephone 0800 056 8669

Call us to discuss how Cardnet® could help your business. We are available Monday to Friday, 9am to 5pm.