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Bounce Back Loans Scheme (BBLS)

Support for businesses requiring loans up to £50,000

We are experiencing high levels of demand and are doing all that we can to support our customers at this time.

This guidance is for customers who manage their small business through an existing Lloyds Bank Personal Current Account 

If you require more information on the Bounce Back Loan Scheme, or if you operate your business through a Business Current Account, please visit our main Bounce Back Loan Scheme (BBLS) page

If you manage your business through a Personal Current Account you will need to open a Business Current Account before applying for a Bounce Back Loan

To be eligible to open a Business Current Account you must:

  • Be managing your business through an existing Lloyds Bank Personal Current Account
  • Be a sole trader or applying on behalf of a Partnership, Club, Society or Association
  • Have been trading before 2 March 2020 

If you are a: 

  • Limited company
  • Limited Liability Partnership 

You will need to contact your main business account provider.

Next steps:

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Some activities/sectors are excluded, including the state funded education sector, insurance providers (other than insurance brokers), and deposit taking banks. You must also confirm during the application, that if your business was considered in difficulty on 31/12/19, that it is not in breach of de minimis State aid restrictions


The Bounce Bank Loan Scheme (BBLS) is managed by the British Business Bank on behalf of, and with the financial backing of the Secretary of State for Business, Energy and industrial Strategy (BEIS). British Business Bank plc is wholly owned by HM Government and is not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA). Full details on BBLS and the list of participating lenders can be found on the British Business Bank website: www.british-business-bank.co.uk.