Cardnet®

Accept card payments simply and easily, in person, online and over the phone.

Talk to one of our Cardnet®specialists

Call 0345 604 4635

We are available Monday to Friday 9am to 5pm, except public holidays.

Key features and benefits

  • Suitable for all types and sizes of business
  • Flexible solutions and prices tailored to your needs
  • Keep track of card sales with intuitive reporting tools, including VAT reporting
  • Dynamic foreign currency conversion for overseas transactions
  • Add business apps with our Clover™ devices
  • Flexible solutions tailored to your specific needs

What we’ll need to know

Please have the following information to apply;

  • Business Account – your account number and sort code, this  doesn’t have to be a Lloyds Bank account.
  • Start Date - allowing 10-15 working days from your application for your Cardnet account to be set up.
  • Card Turnover – your estimation on card payments over the year.
  • Website – to link our card acceptance facility, if trading online, and integrate with your chosen payment service provider (PSP).
  • Security Compliance - Mandatory card industry security standards, known as PCI DSS. If you’re not already compliant, we have an online portal available to help you.
  • Details of principals – i.e. Directors, Partners or Trustees.
  • VAT Number – if you are VAT registered. If you are a Charity or Limited company, your registration number.

Customers with an annual card turnover forecast up to £300k can apply online

Apply online

Talk to one of our Cardnet® specialists

Call 0345 604 4635

We are available Monday to Friday 9am to 5pm, except public holidays.

Get in touch

If you’re interested in applying for Cardnet® services or if you have any questions, please complete our enquiry form.

Enquire online

Cardnet® is a registered trademark of Lloyds Bank plc.

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.