Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal.

So that our colleagues can help customers most in need, some Telephone Banking services are temporarily unavailable. Find out more.

 

Business Credit Card

Our Business Credit Card could improve your business’s cash flow and provides a useful tool to pay for everyday expenses. You can also issue up to 20 cards to employees (minimum age 18), each with their own spending limit, and will benefit from 45 days’ interest free credit too.

Features and benefits

  • Get up to 45 days' interest-free credit on sterling purchases if you pay your balances in full and on time on your previous and latest statements.
  • Pay an annual fee of just £32 per card.
  • Withdraw up to £500 per day within the limit*.
  • Benefit from flexible repayment options and detailed monthly statements for each card issued.
  • Use the card in millions of outlets worldwide where the Mastercard® sign is displayed.
  • Make contactless payments on transactions up to £45 at participating retailers (where retailers’ payment terminals enabled).

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.

Log in and apply

Is your business eligible?

To apply for a Business Credit Card, you should:

  • hold a business current account with Lloyds Bank
  • apply for a limit of £10,000 or less
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident.

Apply for a new Business Credit Card

Online

It's easy to apply for our Business Credit Card online. Just fill out our online form, which takes only 5-10 minutes to complete and if we require any further details we will contact you.

Log on and applyfor a Business Credit Card

On the phone

0345 072 5555

Call us to speak with one of our business management team. We are available Monday to Friday, 7:00am – 8:00pm; Saturday, 9.00am – 2.00pm.

If you are looking to increase the limit on your existing Business Credit Card, please contact us on 0345 072 5555 from 9am to 5pm Monday to Friday.

Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

ClickSafe®

ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check'.

Lending appeals

Appeals for borrowing. Business finance declined? You can ask for the decision to be reviewed.

The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.

More about lending appeals

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.