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Commercial Foreign Currency Account & Euro Current Account Interest Rates

Credit Interest

Credit Interest is not payable on this account

Debit Interest

For any unauthorised borrowing, the unauthorised borrowing interest rate will be linked to the currency’s external Reference Interest Rate + 12% margin.

Reference Interest Rates

The Reference Interest Rate can vary either up or down on a daily basis. If the Reference Interest Rate falls below 0%, it will be treated as 0% until such time it exceeds 0%. For currencies not listed in the table below please contact your Business Management Team.

Reference Interest Rates

Currency

Currency Code

Central Bank

Reference Interest Rate available from

Reference Interest Rate

Currency

Australian Dollar

Currency Code

AUD

Central Bank

Reserve Bank of Australia

Reference Interest Rate available from

Reference Interest Rate

Cash Rate

Currency

Canadian Dollar

Currency Code

CAD

Central Bank

Bank of Canada

Reference Interest Rate available from

Reference Interest Rate

Overnight Rate Target

Currency

Czech Republic Koruna

Currency Code

CZK

Central Bank

Czech National Bank

Reference Interest Rate available from

Reference Interest Rate

Discount Rate

Currency

Danish Krone

Currency Code

DKK

Central Bank

Danmarks Nationalbank

Reference Interest Rate available from

Reference Interest Rate


Certificates of Deposit Rate

Currency

Euro

Currency Code

EUR

Central Bank

European Central Bank

Reference Interest Rate available from

Reference Interest Rate

European Central Bank

Currency

Hong Kong Dollar

Currency Code

HKD

Central Bank

The Hong Kong Association of Banks

Reference Interest Rate available from

Reference Interest Rate

HKAB Interest Settlement Overnight Rate

Currency

Hungarian Forint

Currency Code

HUF

Central Bank

Magyar Nemzeti Bank

Reference Interest Rate available from

Reference Interest Rate

Base Rate

Currency

Israel Shekel

Currency Code

ILS

Central Bank

Bank of Israel

Reference Interest Rate available from

Reference Interest Rate

Quoted Basic Interest Rate (Prime Rate)

Currency

Japanese Yen

Currency Code

JPY

Central Bank

Bank of Japan

Reference Interest Rate available from

Reference Interest Rate

Uncollateralised Overnight Call Rate

Currency

Mexican Peso

Currency Code

MXN

Central Bank

Banco de Mexico

Reference Interest Rate available from

Reference Interest Rate


Overnight Interest Rate Target

Currency

Moroccan Dirham

Currency Code

MAD

Central Bank

Bank Al Maghrib

Reference Interest Rate available from

Reference Interest Rate

Key Rate

Currency

New Zealand Dollar

Currency Code

NZD

Central Bank

Reserve Bank of New Zealand

Reference Interest Rate available from

Reference Interest Rate

Official Cash Rate

Currency

Norwegian Krone

Currency Code

NOK

Central Bank

Norges Bank

Reference Interest Rate available from

Reference Interest Rate

Key Policy Rate

Currency

Polish Zloty

Currency Code

PLN

Central Bank

Narodowy Bank Polski

Reference Interest Rate available from

Reference Interest Rate

Rediscount Rate

Currency

Qatari Riyal

Currency Code

QAR

Central Bank

Qatar Central Bank

Reference Interest Rate available from

Reference Interest Rate

QMR Overnight Deposit

Currency

Saudi Arabian Riyal

Currency Code

SAR

Central Bank

Saudi Arabian Monetary Authority

Reference Interest Rate available from

Reference Interest Rate

Official Repo Rate

Currency

Singapore Dollar

Currency Code

SGD

Central Bank

Monetary Authority of Singapore

Reference Interest Rate available from

Reference Interest Rate

Singapore Overnight Rate Average (SORA)

Currency

South African Rand

Currency Code

ZAR

Central Bank

South African Reserve Bank

Reference Interest Rate available from

Reference Interest Rate

Repo Rate

Currency

Swedish Krone

Currency Code

SEK

Central Bank

Sveriges Riksbank

Reference Interest Rate available from

Reference Interest Rate


Repo Rate

Currency

Swiss Franc

Currency Code

CHF

Central Bank

Swiss National Bank

Reference Interest Rate available from

Reference Interest Rate

Swiss Average Rate Overnight (SARON)

Currency

Thai Baht

Currency Code

THB

Central Bank

Bank of Thailand

Reference Interest Rate available from

Reference Interest Rate

One Day Repurchase Rate

Currency

Turkey New Lira

Currency Code

TRY

Central Bank

Central Bank of the Republic of Turkey

Reference Interest Rate available from

Reference Interest Rate

One Week Repo Rate

Currency

UAE Dirham

Currency Code

AED

Central Bank

Central Bank of the UAE

Reference Interest Rate available from

Please refer to your RM

Reference Interest Rate

Overnight Repurchase Rate

Currency

US Dollar

Currency Code

USD

Central Bank

Federal Reserve Bank of NY

Reference Interest Rate available from

Reference Interest Rate

Federal Funds Target Rate (Upper Bound)

Trading internationally

Our business guides can help you with importing, exporting and making and receiving payments within Europe.

Arena

Arena is our comprehensive e-solution for businesses, combining foreign exchange and money markets trading with economic insight.

Internet Banking

Manage your accounts when and where it suits you.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eonia® is a registered trademark of Euribor - Fédération Bancaire Européenne

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.