Change your business address
If you're a full access user, you can update your business, registered, mailing and personal addresses within Online for Business and the Business banking app.
Rates & Charges
Clear figures so you can make comparisons
Weighing benefits against costs is an important part of any business decision. Review our tariffs and stay on top of costs to make sure you choose the most rewarding plan for your business.
The current Bank of England Bank Rate is 3.75% (effective from 18th December 2025).
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Business Credit Card rates
Our Business Credit Card is a straightforward way for you to manage cashflow and stay on top of business expenses. Visit our Business Credit Card pages to see our rates and charges, and to find out more about our Business Credit Card.
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Savings rates
Our savings accounts allow you to invest in the future and manage cashflow at the same time. To help you decide which one is right for your business, view the rates that apply to each account.
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International services rates and charges
We offer a variety of ways for you to do business overseas. View a summary of the rates and charges for our international services.
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Other service charges
We keep our charges clear, so you can plan your cashflow with tariffs in mind.
Security fees
Taking security can be complex. We’ll provide you with an estimate of the fees and expenses which may be payable in any given situation.
Find out more about our Business Account fees and charges.
|
Payment type |
Charges |
|---|---|
|
Payment type Introductory offer |
Charges No monthly account fee for 12 months if it’s your first business account with us |
|
Payment type Monthly account fee |
Charges £8.50 after 12 months |
|
Payment type Electronic payments in2 |
Charges Free |
|
Payment type Electronic payments out2 |
Charges First 100 a month are free / £0.20 each after that |
|
Payment type Cash payments (in or out) |
Charges £0.85 for every £100 at an Immediate Deposit Machine / £1.50 for every £100 over the counter |
|
Payment type Cheques (in or out, any amount) |
Charges £0.85 at an Immediate Deposit Machine / £1 over the counter |
|
Payment type Credit paid in at branch or ATM |
Charges £0.85 |
|
Payment type Credit paid in at an Immediate Deposit Machine, Automated Deposit Machine, through the app |
Charges Free |
|
Payment type BACS |
Charges File submission: £5.50 BACS Item: £0.15 (a set up fee may apply) |
|
Payment type CHAPS |
Charges £30 |
|
Payment type Sending and receiving money abroad |
Charges |
|
Payment type Balances below £0 (going overdrawn) |
Charges |
|
Payment type Other account services |
Charges |
No credit interest is payable on this account.
See the full account rates and charges (PDF, 666KB) and product terms and conditions.
Estimate with our calculator how much your business account could cost per month after the first year.
We do not charge for day-to-day banking on the following accounts: School Bank Account, Credit Union Account, Treasurer’s Account, Commercial Loan Servicing Account, Commercial Instant Access Account, Business Banking Instant Access Account, Business Instant Access Account, Commercial Pension Account, Commercial Undesignated Client Account, Commercial Designated Client Account, Commercial Segregated Funds Account, Commercial General Pooled Account. Information on charges for other services that apply to all accounts can be found in the relevant charges brochure.