Logging in to Online for Business for the first time

Follow these steps to get started.

Before you start

To log in, make sure you have everything you need to hand. Items sent by post can take up to 10 days to arrive.

  • Your username, also called your User ID, which we’ll send by email or post.
  • Your card reader, which we’ll send by post.
  • An authentication or Business Debit Card. You can also use a Lloyds personal Debit Card.
  • Your card PIN, which we’ll send by post.

Waiting for your card reader or card? You can still log in with view-only access while you wait.

Not registered for Online for Business? Register now

How to log in for the first time

 
  1. Go to the Online for Business log in page and enter your username, also known as your User ID. If you have a Lloyds personal Internet Banking username, you may be able to use this.
  2. Use your card reader to confirm it’s you:
        •  insert your authentication or debit card
        •  check the last 5 digits of your card number match what's on the login screen
        •  select 'Identify' and enter your card PIN
        •  enter the 8-digit passcode on the login page and choose 'Continue.'
    If it doesn’t work, repeat these steps.
  3. If asked, create a permanent password. You’ll need this for some tasks, such as making or approving payments.
  4. If asked, create your memorable information.
  5. Choose whether to trust your device. If you do, you can use characters from your memorable information instead of your card and card reader next time you log in.

Having problems with your card reader? Get card reader support

Frequently asked questions

Security

For your safety

  • Never share your card reader codes or PIN with anyone. We’ll never call you to ask for them.
  • Make sure no one can see your PIN or passcode when you enter it.
  • Your card reader generates a new passcode each time, so you don’t need to remember or write it down.

Trusting the browser on your device

When asked, you can trust the browser on your device. This means:

  • you can log in with your memorable information​
  • you won’t need your card and card reader.

You’ll need to trust the browser on each device you use.

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