SEPA Direct Debits

To pay overseas clients regularly, SEPA Direct Debits are an easy and efficient solution. You can make direct debit payments in Euros to all Single European Payment Area (SEPA) countries – all European Union member states plus Iceland, Norway, Liechtenstein, Switzerland, Monaco and San Marino.

There are two SEPA Direct Debit schemes:

  • Core scheme – where the payer can be a consumer or a business.
  • Business to Business (B2B) scheme – where the payer is a business.

Why use SEPA Direct Debits?

  • A quick and convenient way to make repeat Euro payments.
  • You know that the beneficiary will receive the full payment, on time.
  • A single tool for making multiple payments across most of Europe.
  • Payments can be debited to a current account denominated in Sterling or in Euros.

Set up a SEPA Direct debit

On the phone

0345 604 7380

Call us to speak with our business management team. We are available from 8.30am to 5pm Monday to Friday, excluding UK  Bank Holidays.

Important information

Easy-to-follow figures so you can make comparisons.

Find out more about our rates and charges for international services

International Trade Portal

International trading is a big step forward for your business, but it can be difficult to know how to break into a new market.

More about the International Trade Portal

International Business

Trading internationally can bring new benefits to your business. We’ll guide you through the next steps.

International Business guide

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.