International Payments

Transfer money securely around the world. Make International Payments online, over the phone or in branch.

Rates and charges

Our Payment Charges

Our Payment Charges
Transaction type	Sent via	Charges
Transaction type International payment	Sent via Internet banking	Charges £15
Transaction type Express International Moneymover	Sent via Branch	Charges £28
Transaction type Standard International Moneymover	Sent via Branch	Charges £21
Transaction type Non-urgent Euro (SEPA)³	Sent via Branch	Charges £5
Transaction type Correspondent Bank Fee What is this?	Sent via Zone 1 (USA, Canada and Europe (non-EEA))	Charges £12
Transaction type Correspondent Bank Fee – Zone2	Sent via Zone 2 (Rest of the world)	Charges £20
Transaction type Electronic payments received from abroad	Sent via N/A	Charges Up to £100 (£2) Over £100 (£7) There is no charge for euro payments received from the EEA. If a payment received is in a different currency or is received from a country outside of the EEA, this fee will be charged.
Transaction type Post payment charges-Cancellations⁴ , amendments⁵ and status requests	Sent via N/A	Charges £20 applicable to all payment types

FX Margin

Our FX margin is the difference between the Lloyds Bank exchange rate and the rate at which we buy and sell currency in the wholesale foreign exchange markets^1.

For International Payments of £25,000 or less, the Standard margin of 2.60% applies.

For payments above £25,000 please see more detail on our FX margin pricing here; https://www.lloydsbank.com/business/fx-margins.html

More information on the rate and charges

¹130+ currencies available to those clients who use both Online for Business and our Equiniti Global Partnership.

²You can make a payment 24 hours a day, 7 days a week, but it will only be processed during normal banking hours. Money will only be taken from your account once we have processed your payment. Payments made before 3pm on a business day will be debited that same day. For payments made on or after 3pm on a business day, or at any time on a non-business day, your account will be debited on the next business day. Occasionally we may need to carry out essential maintenance, resulting in some interruption to service

³For non-urgent Euro (SEPA) you must provide a Bank Identifier Code (BIC) and International Bank Account Number (IBAN).

⁴If the payment has already been credited into the beneficiary's account using International Moneymover, we can only recall it subject to the beneficiary's agreement. The charge will be taken whether the payment can or cannot be recalled. If a payment is recalled, the amount returned will be calculated according to the exchange rate on the day it is credited into your account. In the case of cancelling a draft, your business may be asked to sign a counter indemnity which allows us to debit the account if money is paid out.

⁵Amendments are only allowed on International Moneymover (Standard and Express). They are amendments you want to make on the beneficiary details and/or the amount of payment after it is sent.

Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.