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Business Extra Tariff

With our Business Extra Tariff, you'll be charged per transaction. If you regularly make electronic payments and use our branches it may be the more cost-effective option.

Or you could move to our Electronic Business Tariff, which offers lower charges for electronic transactions.

Read through the tables below to see how you will be charged under our Business Extra Tariff. Keep in mind that our charging cycle runs from the 10th of the month to the 9th of the following month. Credit interest is not paid as standard on our Business Extra Tariff.

To see which tariff makes the most sense for your business, compare our tariffs side by side.

Transaction Type Business Extra
Monthly Account Maintenance Fee £7.50
Electronic transactions
UK Sterling Direct Debits* 32p
Standing order
Business Debit card transaction (excluding ATM)
ATM withdrawals (free from a Lloyds Banking Group Cashpoint® machine) †
Internet Bulk Payment – batch UK Sterling Direct Debit ‡
Automated credit 32p
Automated credit - Telephone and Internet Banking
Automated credit – Faster Payments inbound
Internet Banking and PhoneBank® payments
Internet Bulk Payment – per item
Faster Payments outbound
Transfer (to or from another account in your name with the sort code starting 30, 77 or 87) Free
Cheques and Cash
Cheque paid in at a Lloyds Bank counter (or Postal Order) 55p
Cheque paid in via an Immediate Deposit Machine (available in branch) or Digital Channel 25p
Cheque (payment) 70p
Cash paid in at a Lloyds Bank counter 75p per £100
Cash paid in at an Immediate Deposit Machine (available in branch) 55p per £100
Cash paid out at a Lloyds Bank counter** 75p per £100
Other branch transactions
Other debit 70p
Other credit
Credit paid in at a Lloyds Bank Branch (including via an Immediate Deposit Machine)
Credit paid in at another bank
Other services
Cash exchanged £1.50 per £100
Bacs – batch file submitted £5
Bacs – debit or credit item 10p
Telepay – debit or credit item 50p
Cardnet envelope paid in Free
Credit paid in via Night Safe Free

Transaction type Charges
Unauthorised borrowing fee £15
Unpaid item £25 for each item not paid

Unauthorised borrowing fee

The first time you go overdrawn or exceed your agreed limit with us by £50 or more, you may be charged an Unauthorised Borrowing Fee (UBF) of £15. After that, the UBF is applied every time you increase your unauthorised borrowing by £50 or more from the previous day's closing balance, unless a higher limit is agreed with us or until the account is within its existing limit or in credit.

Unpaid item

We charge £25 each time we have to return a cheque unpaid or there is insufficient money in your account to pay a standing order or direct debit.

Payments made through an Islamic Business Account are processed in different ways. Visit our page on Islamic Business Account chargesIslamic Business Account charges for more information.

Credit interest is not paid as standard on our Business Extra Tariff, and your money will continue to be managed in accordance with Shariah law.

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Lending rates

Get information on rates and charges for our business overdrafts.

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International rates and charges

Take a look at our rates and charges for doing business abroad.

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Rates and charges

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Contact us

On the phone

0345 072 5555Call telephone number 0345 072 5555Call telephone number 0345 072 5555

Call to speak with one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

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Our easy-to-use tool allows you to compare our business banking tariffs to find the one that's right for you.

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