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Business Extra Tariff
With our Business Extra Tariff, you'll be charged per transaction. If you regularly make electronic payments and use our branches it may be the more cost-effective option.
Or you could move to our Electronic Business Tariff, which offers lower charges for electronic transactions.
Read through the tables below to see how you will be charged under our Business Extra Tariff. Keep in mind that our charging cycle runs from the 10th of the month to the 9th of the following month. Credit interest is not paid as standard on our Business Extra Tariff.
To see which tariff makes the most sense for your business, compare our tariffs side by side.
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Account Fees
Transaction Type
Business Extra
Transaction Type
Monthly Account Maintenance Fee
Business Extra
£15.00
Transaction Type
Electronic transactions
Business Extra
Transaction Type
UK Sterling Direct Debits*
Business Extra
37p
Transaction Type
Standing order
Business Extra
37p
Transaction Type
Business Debit card transaction (excluding ATM)
Business Extra
37p
Transaction Type
ATM withdrawals (free from a Lloyds Banking Group Cashpoint® machine) †
Business Extra
37p
Transaction Type
Internet Bulk Payment – batch UK Sterling Direct Debit ‡
Business Extra
37p
Transaction Type
Automated credit
Business Extra
37p
Transaction Type
Automated credit - Telephone and Internet Banking
Business Extra
37p
Transaction Type
Automated credit – Faster Payments inbound
Business Extra
37p
Transaction Type
Internet Banking and PhoneBank® payments
Business Extra
37p
Transaction Type
Internet Bulk Payment – per item
Business Extra
37p
Transaction Type
Faster Payments outbound
Business Extra
37p
Transaction Type
Transfer (to or from another account in your name with the sort code starting 30, 77 or 87)
Business Extra
Free
Transaction Type
Cheques and Cash
Business Extra
Transaction Type
Cheque paid in at a Lloyds Bank counter (or Postal Order)
Business Extra
75p
Transaction Type
Cheque paid in via an Immediate Deposit Machine (available in branch) or Digital Channel
Business Extra
25p
Transaction Type
Cash paid in at a Lloyds Bank counter
Business Extra
90p per £100
Transaction Type
Cash paid in at an Immediate Deposit Machine (available in branch)
Business Extra
75p per £100
Transaction Type
Cash paid out at a Lloyds Bank counter**
Business Extra
90p per £100
Transaction Type
Other branch transactions
Business Extra
Transaction Type
Other debit
Business Extra
70p
Transaction Type
Other credit
Business Extra
70p
Transaction Type
Credit paid in at a Lloyds Bank Branch
Business Extra
85p
Transaction Type
Credit paid in via and Immediate Deposit Machine or Mobile App
Business Extra
70p
Transaction Type
Other services
Business Extra
Transaction Type
Cash exchanged
Business Extra
£1.90 per £100
Transaction Type
Bacs – batch file submitted
Business Extra
£5.50
Transaction Type
Bacs – debit or credit item
Business Extra
15p
Transaction Type
Telepay – debit or credit item
Business Extra
50p
Transaction Type
Cardnet envelope paid in
Business Extra
Free
Transaction Type
Credit paid in via Night Safe
Business Extra
Free
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Unauthorised borrowing
Transaction type
Charges
Transaction type
Unauthorised borrowing fee
Charges
£15
Transaction type
Unpaid item
Charges
£25 for each item not paid
Unauthorised borrowing fee
The first time you go overdrawn or exceed your agreed limit with us by £50 or more, you may be charged an Unauthorised Borrowing Fee (UBF) of £15. After that, the UBF is applied every time you increase your unauthorised borrowing by £50 or more from the previous day's closing balance, unless a higher limit is agreed with us or until the account is within its existing limit or in credit.
Unpaid item
We charge £25 each time we have to return a cheque unpaid or there is insufficient money in your account to pay a standing order or direct debit.
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Payments made through an Islamic Business Account are processed in different ways. Visit our page on Islamic Business Account charges for more information.
Credit interest is not paid as standard on our Business Extra Tariff, and your money will continue to be managed in accordance with Shariah law. -
†The owner of the machine may also charge you for this transaction. All LINK machines will give you an on-screen warning, in advance, allowing you to continue or cancel the transaction.
‡You will be charged an item fee for each individual payment that you make within a Bulk Payment batch. In addition you will also be charged for the debit made to your account for the total amount of the Bulk Payment batch – charged at the rate of a UK Sterling Direct Debit. For example, a batch of 10 payments will incur a charge of 10 x 20p for the individual payments on Business Extra, as well as 1 x 40p for the UK Sterling Direct Debit to the account. This makes a total of 11 individual charges.
*For SEPA Direct Debit please see the Commercial Banking International Service Tariff brochure.
**This includes the use of debit cards to withdraw cash over branch counters and where a bank giro credit is paid using either a debit card or a cheque drawn on your account and processed as cleared funds.