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With our Business Extra Tariff, you'll be charged per transaction. If you regularly make electronic payments and use our branches it may be the more cost-effective option.
Or you could move to our Electronic Business Tariff, which offers lower charges for electronic transactions.
Read through the tables below to see how you will be charged under our Business Extra Tariff. Keep in mind that our charging cycle runs from the 10th of the month to the 9th of the following month. Credit interest is not paid as standard on our Business Extra Tariff.
To see which tariff makes the most sense for your business, compare our tariffs side by side.
Transaction Type |
Business Extra |
---|---|
Transaction TypeMonthly Account Maintenance Fee |
Business Extra£15.00 |
Transaction TypeElectronic transactions |
Business Extra |
Transaction TypeUK Sterling Direct Debits* |
Business Extra37p |
Transaction TypeStanding order |
Business Extra37p |
Transaction TypeBusiness Debit card transaction (excluding ATM) |
Business Extra37p |
Transaction TypeATM withdrawals (free from a Lloyds Banking Group Cashpoint® machine) † |
Business Extra37p |
Transaction TypeInternet Bulk Payment – batch UK Sterling Direct Debit ‡ |
Business Extra37p |
Transaction TypeAutomated credit |
Business Extra37p |
Transaction TypeAutomated credit - Telephone and Internet Banking |
Business Extra37p |
Transaction TypeAutomated credit – Faster Payments inbound |
Business Extra37p |
Transaction TypeInternet Banking and PhoneBank® payments |
Business Extra37p |
Transaction TypeInternet Bulk Payment – per item |
Business Extra37p |
Transaction TypeFaster Payments outbound |
Business Extra37p |
Transaction TypeTransfer (to or from another account in your name with the sort code starting 30, 77 or 87) |
Business ExtraFree |
Transaction TypeCheques and Cash |
Business Extra |
Transaction TypeCheque paid in at a Lloyds Bank counter (or Postal Order) |
Business Extra75p |
Transaction TypeCheque paid in via an Immediate Deposit Machine (available in branch) or Digital Channel |
Business Extra25p |
Transaction TypeCash paid in at a Lloyds Bank counter |
Business Extra90p per £100 |
Transaction TypeCash paid in at an Immediate Deposit Machine (available in branch) |
Business Extra75p per £100 |
Transaction TypeCash paid out at a Lloyds Bank counter** |
Business Extra90p per £100 |
Transaction TypeOther branch transactions |
Business Extra |
Transaction TypeOther debit |
Business Extra70p |
Transaction TypeOther credit |
Business Extra70p |
Transaction TypeCredit paid in at a Lloyds Bank Branch |
Business Extra85p |
Transaction TypeCredit paid in via and Immediate Deposit Machine or Mobile App |
Business Extra70p |
Transaction TypeOther services |
Business Extra |
Transaction TypeCash exchanged |
Business Extra£1.90 per £100 |
Transaction TypeBacs – batch file submitted |
Business Extra£5.50 |
Transaction TypeBacs – debit or credit item |
Business Extra15p |
Transaction TypeTelepay – debit or credit item |
Business Extra50p |
Transaction TypeCardnet envelope paid in |
Business ExtraFree |
Transaction TypeCredit paid in via Night Safe |
Business ExtraFree |
Transaction type |
Charges |
---|---|
Transaction typeUnauthorised borrowing fee |
Charges£15 |
Transaction typeUnpaid item |
Charges£25 for each item not paid |
The first time you go overdrawn or exceed your agreed limit with us by £50 or more, you may be charged an Unauthorised Borrowing Fee (UBF) of £15. After that, the UBF is applied every time you increase your unauthorised borrowing by £50 or more from the previous day's closing balance, unless a higher limit is agreed with us or until the account is within its existing limit or in credit.
We charge £25 each time we have to return a cheque unpaid or there is insufficient money in your account to pay a standing order or direct debit.
Payments made through an Islamic Business Account are processed in different ways. Visit our page on Islamic Business Account charges for more information.
Credit interest is not paid as standard on our Business Extra Tariff, and your money will continue to be managed in accordance with Shariah law.
†The owner of the machine may also charge you for this transaction. All LINK machines will give you an on-screen warning, in advance, allowing you to continue or cancel the transaction.
‡You will be charged an item fee for each individual payment that you make within a Bulk Payment batch. In addition you will also be charged for the debit made to your account for the total amount of the Bulk Payment batch – charged at the rate of a UK Sterling Direct Debit. For example, a batch of 10 payments will incur a charge of 10 x 20p for the individual payments on Business Extra, as well as 1 x 40p for the UK Sterling Direct Debit to the account. This makes a total of 11 individual charges.
*For SEPA Direct Debit please see the Commercial Banking International Service Tariff brochure.
**This includes the use of debit cards to withdraw cash over branch counters and where a bank giro credit is paid using either a debit card or a cheque drawn on your account and processed as cleared funds.