Inside content area, use arrow keys or tab to access content
Phone Icon

Talk to one of our Asset Finance specialists

0345 602 4796

We’re available from 9am to 5pm, Monday to Friday, except public holidays.


Whether you want to replace or invest in new equipment or machinery to help drive growth or improve efficiency, Asset Finance allows you to invest without impacting your working capital.

The benefits of Asset Finance

  • You get to acquire a wide range of business critical assets essential to your business.
  • You avoid the need to make lump sum payments and instead fund the acquisition over an agreed period of time, protecting your working capital.
  • Helps you fund the acquisition of additional equipment and replace assets coming to the end of their useful life, maintaining or improving your competitiveness and productivity.

Hire Purchase

Hire Purchase should be considered if you want to secure full ownership of the asset. You benefit from spreading the cost of the asset over an agreed term, followed by a one-off purchase option fee, which transfers ownership to you at the end of the term.

Finance Lease

A Finance Lease enables you to rent an asset and use it without having to buy the asset. We will purchase the asset on your behalf and lease it to you for a series of regular rental payments over an agreed term. Typically the rental payments cover the majority of the cost of the asset plus interest. When it is sold at the end of the rental period, you receive the majority of the sale proceeds.

  • Your turnover must be more than £50,000 per annum
  • The asset must be for use in your business
  • You must have been trading for a minimum of 12 months
  • The business must be UK based.
  • Responsiveness – a prompt response to your funding requests.
  • Flexible – we offer a range of terms and initial deposit levels.
  • Expertise – a Relationship Manager dedicated to your needs.
  • Specialist sector support across construction, engineering, manufacturing, plant hire, printing, transport, business services and professional practices.

We’ve been helping fund assets for over 40 years – driving forward business growth. We’ll help you find the funding package that supports your business ambitions.

Hire Purchase calculator

Tell us how much you want to borrow, or the amount you want to pay each month and we’ll give you an indicative quote.

Launch calculator

Finance & Leasing Association

The Finance & Leasing Association is the leading trade body for the asset, consumer and motor finance sectors in the UK.

Visit site