Working Capital Finance

If you have money tied up in invoices or other assets, our working capital finance solutions can help release these all-important funds to help keep your business moving.

With our Confidential Invoice Discounting and Invoice Factoring products you can release up to 90% of the value of your invoices typically within 24 hours of raising them. This can help you bridge the gap between invoice generation and payment, giving you much greater financial flexibility

Working alongside our Confidential Invoice Discounting facility, our Asset Based Lending solution allows you to further leverage your balance sheet, without sacrificing equity. This product can be a cost-effective alternative to increasing the working capital of your business, without slowing growth, by releasing cash against assets such as stock, machinery, equipment or property.

Find out more about Invoice Finance and Asset Based Lending

Alternatively, talk to your relationship director for more information.


All applications for our products and services are subject to eligibility criteria. Lloyds Bank Commercial Finance is a trading name of Lloyds Bank Commercial Finance Limited. Lloyds Bank Commercial Finance Scotland is a trading name of Lloyds Bank Commercial Finance Scotland Limited. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford. 



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For more information, contact your local relationship director or use our online directory.