Cover for Buildings and Contents Insurance, as well as stock deterioration, business interruption and public liability.
Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from specialists on the insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.
Our handy tool can help drill down to the main covers relevant to your business type.
Cover can vary depending on your individual needs, but commonly include:
As a business owner, you’re legally responsible for the health and safety of those you interact with. For example, if a customer or supplier is injured on your premises, they could sue you for damages. Public liability insurance can protect you against large compensation payouts, as well as the legal fees spent defending such claims.
When a small business is hit by theft or fire, cashflow is often the next hurdle it must face. Business interruption policies help cover loss of income and keep cash flowing during temporary closures – helping you get back up and running as soon as possible.
When you own a pub or eatery, relatively minor events like a broken freezer or small kitchen fire can become serious crises if stock gets ruined in the crossfire. Stock deterioration cover helps pub, café and restaurant owners replace stock in the event it is damaged and unsalable.
Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.
The hospitality trade varies greatly, ranging from small family run businesses to larger inner city establishments. Whatever size and type of business you run, there are risks that you, your staff and customers face that need to be covered.
Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
A few quick details are needed to provide a quote over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.
Protect your business against allegations about your service or the advice you provide.
Don’t see the cover you’re looking for? Speak to a UK-based adviser who can source quotes from many insurers. For instant cover you can buy your policy over the phone.
Lines available from 9am to 5pm Monday to Friday
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.