Tap to Pay on iPhone

Accept contactless payments on your iPhone with Lloyds Accept.

Person accepting contactless payment on iPhone with Lloyds Accept.

Tap to Pay on iPhone* is now available with Lloyds Accept. That means you can accept all types of in-person, contactless payments - from physical debit and credit cards to Apple Pay and other digital wallets. It's easy and secure, and no additional hardware is needed. All you need is an iPhone.

Tap to Pay on iPhone* is now available with Lloyds Accept. That means you can accept all types of in-person, contactless payments - from physical debit and credit cards to Apple Pay and other digital wallets. It's easy and secure, and no additional hardware is needed. All you need is an iPhone.

How it works

Person accepting contactless payment on iPhone with Lloyds Accept.

Expand where you do business

With Tap to Pay on iPhone, you can do business in more places simply by accepting contactless payments on iPhone. The checkout experience makes it easy to reach new customers, take payments on the go, and explore new ways of working to help reduce queues. All you need is an iPhone and the Lloyds Accept app.

Person accepting contactless payment on iPhone with Lloyds Accept.

Expand where you do business

With Tap to Pay on iPhone, you can do business in more places simply by accepting contactless payments on iPhone. The checkout experience makes it easy to reach new customers, take payments on the go, and explore new ways of working to help reduce queues. All you need is an iPhone and the Lloyds Accept app.

No additional hardware

There's no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and the Lloyds Accept app, you can accept contactless payments. It's that simple.

No additional hardware

There's no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and the Lloyds Accept app, you can accept contactless payments. It's that simple.

Person accepting contactless payment on iPhone with Lloyds Accept.

Privacy and security built in

Tap to Pay on iPhone uses the built‑in security and privacy features of iPhone. When a payment is processed, Apple doesn't store card numbers or PIN information on Apple servers - helping to protect your business and customer data.* So merchants and customers can rest assured that their data stays theirs.

Person accepting contactless payment on iPhone with Lloyds Accept.

Privacy and security built in

Tap to Pay on iPhone uses the built‑in security and privacy features of iPhone. When a payment is processed, Apple doesn't store card numbers or PIN information on Apple servers - helping to protect your business and customer data.* So merchants and customers can rest assured that their data stays theirs.

PIN transaction protection

Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. During a transaction, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant's iPhone from capturing a customer's card number or PIN information.

iPhone screen showing insert pin when completing transaction
iPhone screen showing insert pin when completing transaction

PIN transaction protection

Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. During a transaction, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant's iPhone from capturing a customer's card number or PIN information.

Accessible for everyone

For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on screen or tap the screen to indicate each digit - tapping once for 1, twice for 2 and so on. To submit their PIN, they simply swipe right with two fingers.

Accessible for everyone

For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on screen or tap the screen to indicate each digit - tapping once for 1, twice for 2 and so on. To submit their PIN, they simply swipe right with two fingers.

It’s easy to get started

Step 1

Apply and get approved.

Step 2

Download the Lloyds Accept app.

Step 3

Complete sign-up information.

Step 4

Accept in-person contactless payments - directly on iPhone.

Get Tap to Pay on iPhone with Lloyds Accept today

Start taking payments in 4 simple steps with Tap to Pay on iPhone using the Lloyds Accept app. Ideal for smaller businesses that need to take payments on the go. No monthly bills or contract tying you down. Just transaction fees starting at 1.5% + 20p.**

*Legal Disclaimers

Tap to Pay on iPhone Requirements: Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted. Transation limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see developer.apple.com/tap-to-pay/regions.

Tap to Pay on iPhone Encryption and Storage: Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.

**Most transaction fees will have the standard transaction fee of 1.5% + 20p. Other fees apply if your customer uses a premium or international card.