Meeting the needs of SMEs

£1-25 million turnover

We are committed to backing the ambitions of UK businesses of all sizes, both at home and abroad. To help your business prosper, our Relationship Managers focus on building long term, trusting relationships to deliver what you need, both now and in the future to support the success of your business.

Supporting your business

As your business grows, you need a bank that grows with you. Our relationship teams will provide the support, guidance and expertise you need throughout your business lifecycle, to support your plans.

You will benefit from:

  • A dedicated Relationship Manager available face-to-face to discuss your business plans, challenges and opportunities, supported by your client services team on the phone for day to day support as well as online banking.
  • Relationship Managers with expertise and understanding in agriculture, education, healthcare, property, manufacturing and legal & professional sectors to be able to offer your business the relevant guidance that you need.
  • A bank that builds strong relationships with SMEs and communities, committed to providing the right support to help your business grow including offering affordable finance on terms that are fair and clearly understood.

Experts in banking

We know that not all businesses are the same and as one of the UK’s largest banks, we have the experience and expertise to support businesses of all sizes, providing access to:

  • A range of banking products, financial services and specialists, from across the Lloyds Banking Group, supporting your needs whether you do business in the UK or abroad.
  • Finance through Government lending schemes, such as the Enterprise Finance Guarantee, as well as alternative sources of funding.

Building relationships with SMEs and communities

We’re local to you. Our network of offices means that you’re never far away from someone who can help. Your relationship manager has local market knowledge, and an in-depth understanding of the economic conditions you face as well as discretion to make lending decisions quickly and easily.

Our SME charter pledges our support for businesses like yours. By helping you seize growth opportunities as business confidence improves, we’re reinforcing our commitment to rebuilding a sustainable UK economy. Examples of our commitment to UK businesses include:

  • Eight out of ten loan and overdraft requests approved*.
  • Boosting support for exporters through trade finance.

*Eight out of ten relates to loans and overdrafts in the period November 2013 to July 2016.

£0-1 million turnover

Our commitment to small businesses

We focus on delivering the support and empowerment that growing businesses need.

Find out moreabout our commitment to small businesses

Over £25 million turnover

How we work with Commercial Banking customers

We support businesses through our wide range of tailored banking products and services.

Find out moreabout how we work with Commercial Banking customers

Who we are

We're committed to helping businesses thrive.

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£1m-£25m turnover?

View our products and services to see how we can help your business.

Find out moreabout Commercial banking

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SME charter

Our SME charter pledges support for businesses like yours.

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Business Resource Centre

Our Business Resource Centre provides insights, tips, information, ideas and tools helping you meet your business goals.

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