Business Debit Card

Our Business Debit Card offers an affordable way to settle your daily expenses. Funds are debited directly from your business account, and with no annual fee, that’s one less expense to worry about.

Lloyds Business Debit Card

Features and benefits 

  • No annual fee.
  • Save on cheque transaction charges.
  • Easily manage accounts with statements that show retailer details.
  • Get cash out and check your balance on-the-go at any ATM displaying the LINK sign.1
  • Use the card in millions of outlets worldwide, wherever the Visa sign is displayed.2
  • Withdraw cleared funds up to £700 per day.

Fast depositing

A key feature of our Business Debit Card is the ability to deposit funds quickly in branch:

  • Use the card to enable faster deposit transactions at all branches.
  • Speed up depositing in branch even more with Immediate Deposit Self Service Machines (where available).
  • Immediate Deposit Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.

Apply for a Business Debit Card

To apply for a Business Debit Card you'll need to have a Business Current Account with us.

Fill out a form

  1. Complete the below form to apply for a Business Debit Card.
  2. Once completed, print the form, collect the required signatures and post it to your named Relationship Manager.
  3. You can expect to receive your Business Debit Card within 10 days of our receipt of your application.

Download Form (PDF)

Having problems viewing the form? Read our troubleshooting guide.

On the phone

0345 072 5555

Call us to speak with one of our business management team. We are available from 7am to 8pm Monday to Friday and 9am to 2pm on Saturday.

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

ClickSafe®

ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check’.

1 All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction

2 Card purchases and cash withdrawals abroad, and in currencies other than sterling, are subject to a 2.75% non-sterling transaction fee. This is a fee for currency conversion. Cash withdrawals in a foreign currency, except for withdrawals of Euro inside the EEA are also subject to a charge of 1.5% of the transaction amount (minimum £1.50).

Having problems viewing the form? Read our trouble shooting guide.

Helping you compare our debit card currency charges with other providers

You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.

Indicative transaction value (excl Fees)
Transaction Fee Rate
Transaction Fee
Indicative Statement Value (incl Fees)
ECB to Sterling equivalent Indicative transaction Value
ECB to card variance
ECB Markup sub
ECB Mark up
ECB Pairing Rate
Cash Transaction Ffee

Edit Key/Value Pair Calculator

Edit Key/Value Pair Calculator

 

  

   

Your debit card foreign currency transaction fee mark up over the ECB rate.

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Exchange rates

The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.

Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.

You can find the latest available Visa exchange rate here.

Fees for currency conversion

The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Clicksafe® is a registered trademark of Lloyds Bank plc.