Starting a business

Navigating the initial start-up journey can be challenging, so we’ve put together useful guides, resources and products to help you through the process.

Get your business started
 

Help and support

Assistance with online banking, payments, security and more.

Help and support 
 

Help and support

Assistance with online banking, payments, security and more.

Help and support 

Insights, guides and customer stories

From the latest insights to guides and customer stories, we provide practical guidance to UK businesses of all shapes and sizes. 

Why effective cash flow management is so important for your business

Joe Bennett, CEO and Founder, Juice Global and James Sykes, Head of Invoice Finance, Lloyds Bank share their top insights on why cash flow is so important and how business owners can keep it healthy.

Watch, read or listen to find out more

Sustainable business

Supporting UK businesses transition to low-carbon, sustainable business models whilst reducing costs at the same time.

Explore sustainable business

Managing business costs and uncertainty

Support, guidance and financial options to help you build financial resilience and manage the impact of rising costs and economic factors on doing business.

Help managing business costs

How AI can help your business grow

If you’re a small business owner looking to succeed, AI is a vital tool which can help you. Alex Cave, Head of Data Science, Lloyds Bank shares his tips and ideas on how you can use AI to help your business grow.

More on Alex’s tips

How AI can help your business grow

If you’re a small business owner looking to succeed, AI is a vital tool which can help you. Alex Cave, Head of Data Science, Lloyds Bank shares his tips and ideas on how you can use AI to help your business grow.

More on Alex’s tips

Managing business costs and uncertainty

Support, guidance and financial options to help you build financial resilience and manage the impact of rising costs and economic factors on doing business.

Help managing business costs

Banking online

Banking online is safe and simple with our mobile app or browser.

 

Mobile Banking app

Scan to download our app

  • Easy to use
  • Log on while on the move
  • Your bank details are secure at all times
How to set up the app
 

Mobile Banking app

  • Easy to use
  • Log on while on the move
  • Your bank details are secure at all times
How to set up the app
 

Protect your business from fraud

Discover how fraudsters can target your business and what you can do about it.

Staying safe

Avoid cyber crime

We can help your business to protect itself from cyber attacks.

Managing risks

Security and fraud

How to report and manage fraud.

Report fraud
 

Protect your business from fraud

Discover how fraudsters can target your business and what you can do about it.

Staying safe

Avoid cyber crime

We can help your business to protect itself from cyber attacks.

Managing risks

Security and fraud

How to report and manage fraud.

Report fraud

Independent service quality survey results

Business current accounts


Published February 2024

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 15 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.
 

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Ranking

Business current accounts overall service quality survey results: 1st monzo 84%, 2nd Starling Bank 83%, equal 3rd Tide 74%, equal 3rd Handelsbanken 74%, 5th Metro Bank 65%, equal 6th Lloyds Bank 60%.

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

We work hard to keep your personal and business data secure, which includes regularly reviewing our privacy notice. When there’s an important change we’ll remind you to take a look and share it with anyone within your business who might need to know. This is so you’re aware of how we use your data and what your options are. Please review the latest privacy notice.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.


While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.