Pullet Finance

As poultry farmers adapt to heightened bio-security concerns and growing financial pressures in a highly competitive market, prudent cash flow planning is critical for the sustainability of egg producers.

Based on our deep understanding of the farming sector, we have developed a Pullet Finance solution to support farmers in the egg production industry with funding to match the laying cycle.

With egg production starting after a new flock of hens settles in, and fewer farmers able to rotate birds so that they always have at least one productive flock, cash flow challenges can impact significantly on working capital.

Our Pullet Finance solution can help alleviate the financial strain because you start paying for your birds as they start laying eggs and producing income.

    • Short-term loan to finance your flock requirements
    • Two-month capital repayment holiday at the start
    • Your loan repayment is timed with the income you receive from selling eggs
    • Typical terms of up to 14 months
    • Separate financial packages for every flock

    Who is Pullet Finance aimed at?

    If you are new to the poultry industry, or an existing egg producer with a proven track record, Pullet Finance can help you optimise your cash flow over the lifetime of each flock and control future business growth.

    What are the benefits?

    • Pullet Finance can help alleviate working capital pressure
    • Frees up cash flow otherwise tied up in new birds
    • Access to capital to pay for larger flocks
    • Provides you with capital to invest in your business
    • Flexible funding to suit producer requirements

    Committed to Britain’s egg producers

    We are committed to supporting Britain’s farmers and to developing finance solutions that support the needs of the poultry industry. Pullet Finance is a specialist offering providing finance to egg producers in advance of the sales cycle.

  • Single farm payment hedging

    Hedging your single farm payments can act as protection against a poor exchange rate.


    We offer a range of products and services specially designed to help your farming business succeed.

Get in touch

Contact a sector specialist to see how our services can benefit your business.

Any property given as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

Move your account

We understand the demands of running a farm and are available to give you the support you need.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.