Supporting British agriculture and farmers, whatever the weather

British farming is under pressure from prolonged weather extremes, rising costs and volatile markets which is putting increasing strain on farm profitability, cashflow and long-term resilience.

Our local agriculture specialists can help you explore your options, whether you’re managing drought or flood risk, reviewing harvest cash flow or working capital needs, planning investment in machinery or water management, or considering diversification opportunities.

How we can help you

 

Adverse weather support

If drought, flooding, or even disease outbreaks are putting significant pressure on your farming businesses, you can explore financial support options, practical guidance, and industry resources to help with challenging conditions.

Adverse weather support

Funding for your farm

Finance for regenerative farming

Helping your farm adopt regenerative practices.

  • borrow fee-free for up to 25 years
  • options for an interest-only period of up to 5 years
  • available for refinancing existing loans and new lending
  • open to all farming sectors, including; arable, horticulture, livestock, dairy and mixed operations.
Agriculture Transition Finance

Sustainable finance

Help your farm transition to a sustainable future.

Get discounted lending for green initiatives, including:

  • sustainable agricultural solutions
  • regenerative farming for biodiversity 
  • property efficiency improvements to meet energy standards
  • purchasing energy efficient equipment, electric vehicles, renewables (such as solar and wind), and much more.
Sustainable finance

Financing farm equipment  

Help grow your farming business by investing in new equipment and machinery.

Get a little flex from your finance

Choose between a range of loan options including Fixed Rate and Base Rate Loans to help you invest for growth.

Loan options

Fund new machines or equipment

Spread the cost of large farm equipment purchases over time, so you don’t pay the full amount upfront.

How Asset Finance can help

Finance the future of your farm

A flexible and cash flow-friendly way to hire expensive items with the option to buy at the end.

More about Hire Purchase

Other products and services to help your farm flourish

Fertiliser Loan

Lending option designed to help fund the upfront cost of your annual fertiliser purchase with greater certainty.

More on Fertiliser Loan (PDF, 69KB)

Pullet Finance

Supporting the egg production industry with funding to match the laying cycle. 

Explore Pullet Finance

Business Overdrafts

Get financial flexibility and support when it matters.

    Discover Business Overdrafts
     

    Build a resilient farm for the future

    Farmers play a vital role in shaping Britain's sustainable future but face growing pressures. These challenges threaten progress on net zero, food security, and the rural economy. 

    Supporting profitability while delivering for the planet is key. 

    Sustainable farming and food

    Accelerate your transition

    Discover financial and environmental advantages for your land.

    Finance greener farming

    Access discounted funding for energy-efficient upgrades and regenerative farming.

    Sustainable farming support

    Find support and resources to grow your knowledge of sustainable farming.

    Accelerate your transition

    Discover financial and environmental advantages for your land.

    Finance greener farming

    Access discounted funding for energy-efficient upgrades and regenerative farming.

    Sustainable farming support

    Find support and resources to grow your knowledge of sustainable farming.

    Navigating current challenges

    Talk to your Relationship Manager to find out how they could help

    Client stories

    Discover how farming businesses are tackling everyday challenges, exploring new opportunities and planning for the future.

    Explore case studies

    Let's help you get to the right place

    Let's help you get to the right place

    Get in touch with a specialist who can help or explore our products and services.

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    "As weather patterns become more unpredictable, many farming businesses are having to think not only about the immediate impact, but also how they build resilience for the future. Whether that means reviewing working capital needs, considering investment in water management, or simply talking through the options available, our local agriculture specialists are here to help customers find the right guidance and support."

    Lee Reeves
    Head of Agriculture

    Connect with Lee on LinkedIn

    Working closely with farming charities to champion and support agriculture

    Any property given as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

    All lending is subject to status.