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Find commentary and expert insight leading up to Sibos and beyond, including our API and payment solution capabilities.

FISS 2022

Financial Institutions Sentiment Survey 2022

This annual report gives an up-to-date insight into the outlook for financial services firms, including the threats and opportunities that are driving their decision-making. 

Read the full report (PDF, 2.5MB)

Lloyds Bank Gem® 

Our team explain the benefits of the Lloyds Bank Gem®  payments platform.

  • Comprehensive 24/7 self-service capabilities
  • Fully SWIFT gpi compliant
  • Enhanced reporting and data insights.


Watch the video

An introduction to Lloyds Bank Gem® - future-proof your cash management proposition.

Watch the video

Keep complete control with Lloyds Bank Gem® and create your own bespoke payment preferences.

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With Lloyds Bank Gem® Analytics you can analyse your data to drive a more efficient decision-making process.

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Our solutions

Find out how to access all four UK Clearing Schemes using Lloyds Bank Gem®.


FX Convert gives you control of FX margins and pricing.


Our FundBy Bank API solution enables customers to fund their accounts held with NBFIs via the Faster Payments Service.

Nick Mellish talks ISO 20022. Find out how we're empowering our clients through this change.

Oonagh McGrane reflects on the changes to the Faster Payments Service and SWIFT gpi.

Harness the power of the UK’s Faster Payments Service.


Earlier this year, Lloyds Bank completed the UK’s first transaction, utilising a digital Promissory Note Purchase.

Map and visualise your entire supply chain down multiple tiers and keep a pulse on potential vulnerabilities.


Economic and business insights

graphs on a laptop

What lies ahead for the Global economy next week? Stay informed with our weekly look-ahead report.

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Read the latest Business Barometer for a monthly gauge of confidence levels among UK businesses.

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The UK Sector Tracker delivers monthly proprietary insights into the global and domestic macroeconomic themes impacting the UK economy and its key sectors.

Lloyds Bank Gem® is a registered trademark of Lloyds Bank plc.

Related links

Sustainability Voices

The video series where experts and customers explain how businesses can achieve positive transformational change on their journey to net zero.

Payments for Corporates

Make and receive payments efficiently with our integrated payments and cash management solutions.

Financial Services

See how we support our financial services clients - through a dedicated team of relationship managers and market insight.

Important legal information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.