Liability insurance provides cover for businesses, independent professionals and self-employed trades against the cost of compensation brought against them by clients, customers, employees or members of the public.
Employers are legally obliged to have Employers’ Liability insurance. Other types of liability insurance are optional but may be required by your clients or trade associations.
The main types of liability insurance are:
Cover for the cost of claims made by members of the public for incidents that occur in connection with your business activities.
Required by law if you have employees – this covers the cost of compensation to employees who are injured at or become ill through work.
Provides protection for Landlords in the event that a person is injured or if there is damage to their property as a result of your negligence.
Covers compensation costs to clients for loss or damage resulting from services or advice provided by a business or individual.
We know your business is important to you, and keeping it safe and secure will allow you to focus on the important day to day tasks.
To help you do this we have chosen to work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers, who will provide you with access to specialist insurance advisors and a panel of leading insurers which means you can choose from a range of products to get the cover you need at the price you want.
If you’re not sure what you need, call to speak to experienced public and employers’ liability advisers.
Lines available from 9am to 5pm Monday to Friday.
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.