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Corporate payment solutions

  • Build a connected payment suite for your business.
  • Options for travel and entertainment (T&E) and business to business (B2B) supplier spend.
  • Get working capital, control spending and drive efficiencies.

 

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Check if you can apply

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Corporate payment solutions built for ease

Pay and expense on the go

Extend your payment cycles and get early-payment discounts. Manage your expenses online - even on the move.

Cut the admin

Speed up reconciliation and automate reporting so your team stays focused on growth.

Access and control online

Access your accounts online 24/7. Get full oversight of spending and tools to take advantage of data.

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Choose your corporate payment solution

Physical cards

Ideal for individual use. Get a Corporate Card for travel or a Purchasing Card to pay suppliers.

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  • Physical card delivered by post.

  • Control spending amount with a set credit limit. Export data to expense management platforms.

  • Give 1 card to each person that needs it.

  • Use in person or online. Add to the Digital Wallet on your mobile device.

Apply for a physical card

Embedded cards

Goodbye invoice management. Make regular payments to suppliers or travel management companies.

Hire Purchase icon

  • Embedded card set up with your travel or procurement supplier.

  • Limit where you spend by locking in with a specific supplier.

  • Can be used by multiple team members.

  • Use with a specific supplier - ideal for T&E pre-payments, online or mail orders.

Contact us for embedded cards

Virtual cards

Create a one-time virtual card and spend straight away. Fast and precise with total control.

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  • Instantly generated and digitally delivered following approval.

  • Complete oversight - generate a virtual card with exact value and use controls.

  • Generate a one-time use card for anyone who needs it, including contractors.

  • Use for online B2B payments, T&E pre-payments or mail orders.

Find more on virtual cards

Why choose us for corporate payment solutions?

 

Making Capital work for you

  • Reduce your cost of capital with up to 59 days' interest-free purchasing on your card spend.
  • Bring all your card payments together in a single monthly statement and extend your Days Payables Outstanding (DPO) on supplier payments.

Smarter Corporate Cards

Add your Corporate Card to your Digital Wallet including Apple Pay and Google Pay. No need to carry your physical card - just tap and pay securely.

How to add cards to your Digital Wallet

Control virtually everything

With credit limits, transaction limits, supplier limits, and pre-approval options, our solutions help you to rest easy when it comes to decentralised spending. Plus you can benefit from enhanced data to help your reconciliation.

 

Making efficiency key

We'll work with you to uncover opportunities for improved efficiency using our solutions - such as removing invoices or automating processes.

Control virtually everything

With credit limits, transaction limits, supplier limits, and pre-approval options, our solutions help you to rest easy when it comes to decentralised spending. Plus you can benefit from enhanced data to help your reconciliation.

Making efficiency key

We'll work with you to uncover opportunities for improved efficiency using our solutions - such as removing invoices or automating processes.

What customers say about our corporate payment solutions

They were genuinely invested and interested in the wider value beyond the commercials. The team's professionalism, their interest in understanding AF's unique structure and their commitment to delivering real value set them apart.

Kristian Dunham Head of Fuels and General Inputs, AF Group

Can I apply?

To apply for a corporate payment solution, you need to:

  • have a business turnover above £10 million a year
  • be a partner or director of a UK-based company
  • have the authority to borrow on behalf of your business
  • be aged 18 or over
  • use the card for business reasons.

You can apply even if you don't already bank with us.

Get in touch to get started with your corporate payment solution

Keep in mind

You can support your application with:

  • clear evidence of how you can afford the limit you need
  • details of security to support your limit
  • details of other lending you have in place.

We'll undertake a full credit assessment as part of your application. You'll be 100% liable for repaying the balance on your corporate payment solution.

Frequently asked questions

  • A corporate card is a charge card you can give to your employees to use for travelling - such as paying for taxis, booking a train ticket or paying for an evening meal. A Corporate Card is your 'all-round' travel companion.

  • A purchasing card is a charge card you can give to your key employees so they can pay for goods or services (such as supplies, training and more). Purchasing cards have additional spend controls and can offer you enhanced data to help with reconciliation or VAT reclaims on items.

  • A virtual card is a tokenised digital version of a charge card. Virtual cards come with enhanced controls - you can set the value, date and location of each spend. Plus, you can pre-set these details to match your business policies.

    You can choose to use virtual cards using our Web-based solution or an integrated option such as embedding virtual cards with your travel management company for centrally-booked spending.

  • If you already bank with us and have a Relationship Manager, reach out to them and they can talk you through the application steps. Otherwise, use the links in this page to long in to Online for Business and enquire.

    If you're new to Lloyds, email commercialcardsenquiries@lloydsbanking.com to let us know you'd like to talk to someone about corporate payment solutions.

  • As these products are designed for corporate use, we don't check the credit profile of an individual. However, we will assess your company when you apply and use the information you give us to make a decision about your application.

Business payments with confidence

 

Credit and Charge Cards

Turnover under £10 million? Explore options for Business Credit Cards and Business Charge Cards.

See Credit and Charge Cards

Corporate Cards guides​

Learn more about corporate cards with dedicated guides designed to help you and your business.

View resource centre