Virtual cards

An ideal option if your business spend includes online business to business (B2B) payments, travel and entertainment (T&E) pre-payments or mail orders.

  • Generate a virtual card instantly.
  • Control spend - each virtual card comes with an exact value and use controls.
  • Get up to 59 days' interest free to spend with flexibility.

 

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Virtual cards built for speed, precision and control

See your spending clearly

Each virtual card links to a specific transaction. You can see who made a payment and why - so you can sort payments and report with ease.

Get enhanced security

Reduce fraud and level-up your spend controls with your own pre-defined rules and approval processes to match your risk appetite.

Link in with your systems

Integrate virtual cards with your e-procurement or travel booking tools and link fully with your ERP systems.

See your spending clearly

Each virtual card links to a specific transaction. You can see who made a payment and why - so you can sort payments and report with ease.

Get enhanced security

Reduce fraud and level-up your spend controls with your own pre-defined rules and approval processes to match your risk appetite.

Link in with your systems

Integrate virtual cards with your e-procurement or travel booking tools and link fully with your ERP systems.

How can virtual cards help my business?

Virtual cards are secure by design - helping you cut admin time for business purchases and travel expenses. We'll work with you so that your virtual card solution delivers greater efficiency for your business.

Customise controls for each purchase and put an end to spending outside policy. You can pre-approve requests and pre-define a transaction amount, giving you added security for high value payments or payments overseas.

Reconcile with ease. After you've used the virtual card, upload a copy of receipts or invoices as proof of purchase. And, when you buy something with the virtual card, you have 59 days to repay - making it easier to plan, spend and invest in your business.

Eligibility criteria may apply. All lending is subject to status and credit application.

Virtual cards that work for real businesses

 

Longer payment cycles

Extend your payment cycle and gain flexibility by bringing all your card purchases together into a single monthly account.

See how virtual cards work

Watch the virtual card explainer video

Reduced cost of capital

With up to 59 days interest-free to repay Sterling purchases, you'll get added flexibility to make your business spend work for you.

 

Available in Sterling, Euro or US Dollar

Denominations to minimise foreign exchange fees/charges.

Reduced cost of capital

With up to 59 days interest-free to repay Sterling purchases, you'll get added flexibility to make your business spend work for you.

Available in Sterling, Euro or US Dollar

Denominations to minimise foreign exchange fees/charges.

What customers say about our corporate payment solutions

It makes colleagues' lives so much easier. They only have to fill out a form with 10 fields of information and within two hours, they'll get a card via email that they can use to make a purchase.

Edward Boyns Group Transformation and Operation Director, Capita