2019 has shaped up to be another eventful year for the UK payments regulatory landscape. With Brexit on the horizon, the UK regulators (the Bank of England, the Financial Conduct Authority and the Payment Systems Regulator) have maintained a firm focus on both European and domestic payments initiatives.
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The UK was the first country to introduce an immediate payments scheme – more than a decade later Oonagh McGrane looks at the evolution of immediate payments in the UK and looks at the correlation between immediate payments and SWIFT gpi.
In an area where change has been relatively slow until recently, innovation is bringing a real sense of excitement to the world of trade. A human-centred collaborative approach, coupled with the right technology, has the potential to overcome long-standing challenges.
From the implementation of the second Payments Services Directive to the new Image Clearing Scheme which enables digital images of cheques and credits to be exchanged, it is evident that technology and regulation are rapidly responding to consumer driven needs.
Our clients’ needs and the needs of their customers, are changing at pace and in material ways. Consumers now demand a swifter, more accessible and friction free experience across many aspects of their lives, whether it’s booking a taxi, checking-in for a flight or shopping online.
The UK’s complex regulatory environment is giving rise to a raft of payments innovation. Otto Benz, Payments Technical Services Director, Global Payments, at Lloyds Bank, takes a look at what innovation means for financial institutions, corporates and consumers.
Download our sustainability guide and take a look to see which changes might be the right fit for your company.
A unique barometer of working capital pressures on British businesses.
Keep your business on track by spotting the productivity warning signs and taking steps to boost your output.
Fraudsters are always looking for new opportunities to catch their victims off guard and in the past we’ve seen how they use topical themes to trick people out of their money. Read about some key fraud prevention techniques to adopt.
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