Try it free for 3 months

Try it free for 3 months

Try it free for 3 months

Sign up now and try Business Finance Assistant free for 3 months. If you choose to continue, it’s only £5 per month with no obligation and you can cancel any time. 

Unlock your free trial

Manage every expense

Manage every expense

View and manage your expenses all in one place.

See how easy it is

Track your performance

Track your performance

Track your cashflow using a customisable dashboard which is powered by Artificial Intelligence.

Take a look

Making Tax Digital

Making Tax Digital

Submit VAT returns using HMRC-recognised accounting software.

See how simple it can be

Track sales and invoices

Profit and loss chart

Forecast cash flow

Cashflow forecast chart

Take a look for yourself

Key features and benefits

Key Features & Benefits

Submit VAT digitallyHMRC compliant VAT submissions via BFA

PayrollA way to pay your employees however, we don’t currently have this feature


Forecast cashflowIdentify potential shortfalls in advance with cash-flow forecasting which uses 90% Artificial Intelligence accuracy

Free trial3 month free trial to try out the product yourself

Photo-capture and store your receipts and expenses

Continuous product developmentWe listen to your feedback to improve the product

Send and track invoicesCustomise and issue professional-looking quotes and invoices

Support model121 support available to help guide you through BFA along-with our support site including support guides, videos and FAQs

Auto-categorise transactionsAutomatically categorises transactions and daily bank reconciliation of items from your bank statements

WebinarsMonthly webinar dedicated to explaining aspects of BFA in response to your feedback

Connect accountsNo limit on how many bank accounts you can connect

Invite accountantInvite your accountant at no extra cost


“I really love the Lloyds Bank accounting system, it's simple and it saves me time. I was with another provider before, but it didn't work well for my business. My business is quite simple and this is a simple application and it works really well for me. ”

Deana Huurdman
Beach 48 Ltd

Register in 2 minutes with the following steps


Set up your password


Enter your business details

Manage every expense

Track your performance

Making Tax Digital

Frequently asked questions about Accounting Software

    • Hold a business account with Lloyds Bank
    • Be registered for Online for Business or Commercial Banking Online
    • UK based business
    • Please note the BFA platform’s VAT return preparation functionality is not designed for use by partially exempt businesses and does not facilitate the automation of partial exemption calculations. For more detail on partial exemption, see the government website Partial exemption (VAT Notice 706) - GOV.UK
  • Important information

    • Try our service for the first 3 months for free via our introductory offer. After this, we’ll ask you whether you want to continue with the service at a charge of £5 per month.
    • Please find our terms and conditions.

Making tax digital

The Government now requires digital submissions for tax information. Understand how Making tax digital impacts you.

Existing customers

If you are already registered for Business Finance Assistant you can log on here. We also have how to videos, webinars and FAQs available to help you get started and make the most of your account.

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB:

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.