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Pay in cheques using our Business Mobile Banking App

Deposit cheques wherever you are

You can now deposit cheques into your business account using the ‘Deposit Cheque’ feature on our Business Mobile Banking App. It’s simple, secure and can save you time.

  • Straightforward – the app takes a photo of the cheque and ‘reads’ the details
  • Quick and convenient – you can do this from the office or on the move and the money should clear in just two working days
  • Secure – once accepted, the cheque is processed just like paying it in at a branch

Download our Business Mobile Banking App to use the Deposit Cheque feature.

Visit our Mobile Banking page for more information on the Lloyds Bank Business Mobile Banking App.

How to pay in cheques using our Business Mobile Banking app

Step 1

select 'deposit cheque'

In the Business Mobile Banking app choose 'Cheques' from the main menu and select 'Deposit cheque'.

Step 2

select the account

Select the account to pay the cheque into.

Step 3

Enter the exact value

Enter the exact value of the cheque. To keep track of where the money is from, or what it’s for, you can choose to add a reference.

Step 4

Tap 'front of cheque'

Tap ‘Front of cheque’ to take a photo.

Step 5

'allow' access to your camera

If asked, ‘allow’ access to your camera to take a photo by selecting ‘OK’.

Step 6

place cheque face up

Lay the cheque on a flat surface with a dark background. Hold the camera level and directly above. When a green border appears, hold still and the app will take the photo.

Step 7

place cheque face down

Tap ‘Back of cheque’. Repeat the process for the reverse of the cheque – even if it’s blank.

Step 8

review the details

Review the details and if correct simply tap ‘Confirm’.

Step 9

cheque deposited

That’s it, you’ve deposited your cheque. Tap view deposit history to see when the money will be available.

Some important things to bear in mind:

  • Once the cheque is accepted, mark the back of the cheque as 'deposited' until its status reads ‘Funds available’ in ‘Deposit History’ within the ‘Cheques’ section of the app. Then destroy the cheque(s) - tearing or shredding are good ways to do this securely.
  • There are limits to the amounts on individual cheques and the total value of cheques you can pay in each day - these will be clearly displayed in the app.
  • The ‘History’ tab is a good place to view cheques paid in previously.
  • If a cheque is rejected please do not try to pay it in with the app again - the reason for rejection will be shown in ‘History’, within the ‘Cheques’ section of the app.

Pay in a cheque – frequently asked questions

It’s a way to pay in cheques using your mobile device. The app uses your device camera to capture images of the cheque and ‘reads’ the details to pay the money into your account. It’s simple, convenient and secure – and can save you a trip to a branch.

Funds will normally be available in your account at the end of the next working day. So, if you deposit a cheque before 10pm on a normal weekday, that’s classed as the first working day. Your money will be available by the end of the following working day.

You can deposit most types of cheque accepted by UK banks and in pounds sterling. This includes UK Government Payable Orders, postal orders, banker’s drafts and Building Society cheques – but not traveller’s cheques, bank giro credits and various non-standard cheques. If we don’t accept a particular type of cheque, the app will tell you when you try to take the image.

For more FAQs, please visit our Virtual Assistant where you can ask a question and get an instant answer from our FAQs database.