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Deposit cheques in the Business Mobile Banking app
Follow our step-by-step guide.
Deposit cheques wherever you are
You can now deposit cheques into your business account using the ‘Deposit Cheque’ feature on our Business Mobile Banking app. Using the app is:
- Straightforward – the app takes a photo of the cheque and reads the details
- Quick and convenient – deposit cheques from anywhere, the money should be cleared in two working days
- Secure – once accepted, the cheque is processed just like paying it in at a branch.
Download our Business Mobile Banking app to use the Deposit Cheque feature.
Visit our Mobile Banking page for more information on the Lloyds Bank Business Mobile Banking App.
Pay in cheques on the app
- Open the Business Banking Mobile app. Select the three dots on the account tile that you want to pay the cheque into.
- Select ‘Deposit cheque & view deposit history.’
- Enter the exact value of the cheque. You can also add a reference for your own records.
- Select ‘Front of cheque’ to take a photo.
- If asked, allow access to your camera to take a photo by selecting ‘OK’.
- Place the cheque on a flat surface with a dark background. Hold the camera level and directly above. When a green border appears, hold your device still and the app will take the photo.
- Select ‘Back of cheque’. Repeat the process on the other side of the cheque – even if it’s blank.
- Review the details and if correct select ‘Confirm’.
- That’s it, you’ve deposited your cheque. Select view deposit history to see when the money will be available.
Frequently asked questions
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There are two limits for cheque deposits in the app.
- Single cheque limit: £10,000
- Daily total: £10,000
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It’s a way to pay in cheques using your mobile device. The app uses your device camera to capture images of the cheque and ‘reads’ the details to pay the money into your account. It’s simple, convenient and secure – and can save you a trip to a branch.
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Money will normally be available in your account at the end of the next working day. So, if you deposit a cheque before 10pm on a normal weekday, that’s classed as the first working day. Your money will be available by the end of the following working day.
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You can deposit most types of cheque accepted by UK banks and in pounds sterling. This includes UK Government Payable Orders, postal orders, banker’s drafts and building society cheques.
However, it does not include traveller’s cheques, bank giro credits and various non-standard cheques. If we don’t accept a particular type of cheque, the app will tell you when you try to take the image.
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