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If you rent out offices, shops or residential properties (or a mixture of all of them), you could choose a policy which covers your entire portfolio.
Commercial Landlord Insurance is ideal for landlords or businesses which rent out properties for commercial use, or which have a mixed portfolio of commercial and residential buildings.
Commercial Landlord Insurance is brought to you by Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s biggest insurance brokers. Their specialist advice will help you decide on the cover you need, and they’ll search among their panel of leading insurers to find you that cover at the right price.
For a Commercial Landlord Insurance quotes call 0345 377 0006 (9am to 5pm Monday to Friday)
You can choose the cover you need for your properties. Cover options include:
Type of cover |
What is covered |
---|---|
Type of coverBuildings |
What is coveredIf your property is damaged and has to be repaired or rebuilt due to an insured event such as vandalism or storms. |
Type of coverLandlord's Contents |
What is coveredItems that you have provided for your tenants, such as fixtures and fittings, shelving or racking, if they are damaged or destroyed by an insured event. |
Type of coverProperty Owner's Liability |
What is coveredYou are protected if a person is injured or there is damage to their property as a result of your negligence. |
Type of coverLoss of Rent |
What is coveredYour cash flow is protected if, after an insured event such as flood or fire, your tenants stop paying rent or have to move out. If your tenants do have to move out, the costs of arranging alternative accommodation on their behalf is also covered. |
Type of coverAccidental Damage |
What is coveredAccidental damage to the building and its fixtures and fittings. For example, if you or your tenants accidentally smash a window or drop something and crack a sink. |
Type of coverSubsidence, Landslip and Heave |
What is coveredDamage to your property as a result of a movement in the ground supporting your property. |
Type of coverEmployers' Liability |
What is coveredYou are protected if an employee is injured or dies as a result of your negligence. |
Type of coverLegal Expenses |
What is coveredYour legal expenses in proceedings such as contract disputes, debt recovery and evicting squatters. |
When you call, you’ll need the following details to hand:
Insurance terms, conditions and exclusions vary according to the individual insurer. Landlords, please check you’ll have all the cover you need by reading the policy documentation carefully (this will be provided during the quoting process).
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.