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Banking for manufacturers

 

Whether you require overdraft facilities to make the most of an immediate opportunity or longer-term funding to support strategic growth, we have a range of flexible finance options and products to suit your needs.

Manufacturing Expansion Loan

We know that when you are looking to invest in new plant, machinery or premises, you want to know that the support you need is available.

Our bespoke manufacturing loan can support your plans for business expansion, whether it’s resource, premises or new plant and machinery, our team can tailor your loan to support your expansion plans.

Automotive Tooling Finance

We have developed a Tooling Finance solution that will support automotive manufacturers and suppliers in funding bespoke tooling, with typical terms of up to 24 months and funding provided for up to 90% of the project cost.

Download our Automotive Tooling Finance factsheetAutomotive Tooling Finance factsheet (PDF). Opens in new browser.

Business Loans and Commercial Mortgages

Whatever your plans, we will try to find the right financing solution for you. With loan terms of up to 15 years and a choice of Bank of England base rate linked or fixed rate*, we can tailor a lending solution to meet your needs.

Asset Finance

If you need help to invest in machinery to automate your production lines, new plant or other manufacturing equipment, we’ll give you competitive rates and a response typically within 24 hours.

Enterprise Finance Guarantee (EFG)

Through EFG, we can provide access to funding when you lack security, or want to free up your overdraft. We can offer the option of variable or fixed rates of interest, and include capital repayment holidays.

Business Growth Fund (BGF)

This is long-term capital funding designed to help privately-owned and profitable businesses’ investment for growth. Receive up to ten years funding with flexible investment structures tailored to your individual business needs. BGF also provides vital business guidance through taking a seat on your board.

Invoice Finance

With Invoice Finance, including Invoice Factoring and Invoice Discounting, you can typically receive up to 90%  of the value of invoices typically within 24 hours, giving you an instant cash injection or predictable cash flow to help you plan ahead more confidently. The level of available funding automatically grows as your business does.

Asset Based Lending

This enhanced funding mechanism helps raise finance on the high levels of inventory required to run your business smoothly. As a cost effective alternative to borrowing, it provides fast access to working capital and frees up funds tied up in inventory, plant and machinery.

For more information about how we are supporting UK manufacturers download our Lending solutions factsheetPDF, opens in new browser

Find out more about our loans and overdrafts

UK manufacturing businesses can play a key role in global supply chains, with manufacturing exports accounting for nearly half of all UK exports. Whether your business is importing supplies or exporting your finished products, our international business managers will understand your requirements. They will help to secure and fund your cashflow and mitigate the financial risks of trading globally.

Our managers have access to a comprehensive range of trade finance, trade facilitation, cash management and foreign exchange products and services.

They can help you to:

  • find a quicker, less costly way to send money abroad
  • fund overseas projects more efficiently by borrowing in the local currency
  • use Documentary Collections, Documentary Letters of Credit, or guarantees, to trade securely with international business partners
  • view our range of trade finance services, designed to help you expand overseas successfully.

Find out more about our international services

The Commercial Personal Banking service is a unique relationship-based offer to directors, senior management and key personnel of our larger commercial companies. Your commercial personal banking manager complements your business relationship with us and makes it easier for you to manage all your finances together - however demanding your professional role.

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Banking for manufacturers

We work with manufacturers to create a banking package tailored to the needs of the sector.

Find out more about banking for manufacturers.

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Manufacturing

We understand that manufacturing businesses have unique banking needs. Whether it’s assisting with cashflow needs, financing growth or acquisitions, our manufacturing trained managers can provide guidance to help find the most appropriate plan.

Back to manufacturing for more information about banking for manufacturers.

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