Asset Based Lending

A bespoke funding solution to support strategic growth. Leverage your balance sheet, without sacrificing equity, by releasing cash against assets such as your debtor book, stock, machinery, equipment or property.

Talk to one of our specialists

Call 0800 169 4356

We’re available from 9am to 5pm, Monday to Friday, except public holidays.

Request a call backfrom one of our specialists.

Key features and benefits

  • We’ll provide end-to-end expertise from our front-line sales and structuring team through to credit and auditors, to ensure a smooth on-boarding process and a bespoke facility.
  • Our cost of funding compares favourably to available financing solutions.
  • Opportunity for a range of funding requirements from growth plans through to transactions such as management buy-out, mergers or corporate acquisitions.
  • You will have ongoing support from a dedicated Client Manager.

Is my business eligible?

  • You should have a projected annual turnover of £10 million plus
  • You must sell business-to-business and on credit terms
  • You’ll need a healthy balance sheet and significant existing asset ownership
  • You’ll need robust accounting systems and reporting in place
  • You must have a Lloyds Bank Invoice Discounting facility.

When you get in touch

  • We’ll have an initial chat with you before introducing you to a specialist in your area
  • We’ll then arrange a follow up (non-obligatory) conversation
  • Choose how you talk to us; by phone, WebEx or face to face
  • We suggest setting aside 1 hour for your follow up conversation. 

Other finance options

For customers with occasional cash flow challenges

Selective Invoice Finance

For customers with an ongoing need for cash flow support

Ongoing Invoice Finance

Existing Invoice Finance customers

Debtor Protection

Talk to one of our specialists

If you would like to contact us, call:

0800 169 4356

Would you prefer a call back?

One of our specialists will contact you at a more convenient time to discuss your needs.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Factoring and Invoice Discounting facilities may be provided by either Lloyds Bank Commercial Finance, Lloyds Bank plc or Bank of Scotland plc.
When using Asset Finance your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.