Full Invoice Finance
A flexible solution to help boost your cash flow, now and into the future.
Why use Invoice Finance?
Instant access to funds helps strengthen your cash flow, giving you increased flexibility and headroom between incurring expenses e.g. buying goods and manufacturing costs, and selling products. You can use funds to support growth, develop new products, target new markets or finance acquisitions.
How quickly can I get funded?
You will usually receive the advance within 24 hours.
Will my customers know I use Invoice Finance?
If you use Invoice Factoring, yes. Invoice Discounting is a confidential service, so your customers won’t know you are using it.
I don’t want to fund all of my sales ledger, what are my options?
Invoice Finance Manager is suitable for customers with occasional or seasonal cash flow challenges. Choose the invoices you want to fund, without committing your whole sales ledger. Additional benefits include access to a suite of risk insight tools.
To further support our values in being transparent with clients, please view our Operating Conditions Fees and Charges.
These fees and charges do not apply to clients who typically have an annual turnover of more than £25 million.
If you are an existing client and are unsure whether these other fees and charges are applicable to you, please check with your Client Manager.
*Subject to terms and conditions.
Important legal information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Factoring and Invoice Discounting may be provided by one or more of Lloyds Bank Commercial Finance, Lloyds Bank plc or Bank of Scotland plc. Asset Based Lending and Debtor Protection facilities are provided by Lloyds Bank Commercial Finance. Lloyds Bank Commercial Finance Ltd. Registered Office: No.1, Brookhill Way, Banbury OX16 3EL. Registered in England and Wales no.733011. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Bank of Scotland plc: Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No.SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.