Business loans
A flexible way to expand your business or invest in equipment.
Unlock cash tied up in one or multiple unpaid invoices with our flexible pay-as-you-go solution.
Check eligibility image of someone looking at a laptopWhat is Selective Invoice Financing?
Selective Invoice Finance, also known as spot factoring, selective borrowing or Single Invoice Finance, allows you to release funds early from one or multiple unpaid invoices. It’s a convenient way to boost your cash flow, without being tied into a contract.
Invoice Finance Manager
Invoice Finance Manager is our Selective Invoice Finance platform suitable for businesses looking to enhance their cash flow. Connect your accounting software to our online platform, access a range of useful tools, and inject money into your business as and when you need it.
Invoice Finance Manager is an all-in-one digital platform designed to help you manage your cash flow and free up funds tied up in invoices when your business needs it.
Unlock cash tied up in your unpaid invoices by choosing one or more invoices to finance using our intuitive online platform.
No- we only base our risk assessment on the strength of your business and customers.
Although we review your personal credit files as part of our checks, it won’t affect your credit score or ability to get personal finance.
Yes, you can still use our Credit Control and Risk Insight features even if you aren’t eligible to fund invoices.
Providing you are a limited company, invoice other UK businesses, and have a compatible accounting software package – you can start using Invoice Finance Manager.
If you are using our Flexible Funding feature, we’ll contact your debtors as part of our verification process- at that stage we make it clear you’re working with us.
We understand that the relationship between you and your clients is one of the most important aspects of running your business. During the onboarding process, our dedicated team will make sure that you are aware before we contact any of your customers.
You need to connect your accountancy software to access our platform and its features. By connecting, you can:
We see a ‘read-only’ view, so we can’t edit the data in your accounting software.
Unfortunately, you won’t be able to use Invoice Finance Manager without a compatible ASP. View a list of compatible accountancy software packages (PDF, 80KB).
If you’re an existing Lloyds Bank or Bank of Scotland customer, register for a free 3-month trial of our accounting software – Business Finance Assistant*.
Find out how The Drinks Club used Invoice Finance to boost their cash flow and helped them grow from a start-up in a shed to a full beverage solution.
Effective cash flow management is essential to ensure your business thrives. Read our tips, including getting the right funding in place.
Whether you’re an established business or just starting out, finding the right finance product to meet your needs can be difficult.
We want to make it simple for you to compare and choose our products, whatever your business circumstances.
Business Finance Assistant
*You must have a Lloyds Bank or Bank of Scotland Business Current Account to use Business Finance Assistant. You will need to be registered for Online for Business (Business Internet Banking if you are a Bank of Scotland customer), or Commercial Banking Online to continue using this product beyond the trial period. Public limited companies are not currently eligible.