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Financial Institutions Sentiment Survey 2026
Marking 10 years of insight
The rules of growth are changing. Find out how financial institutions are adapting, investing and scaling for the decade ahead.
Read time: 20 mins Added: 16/06/26
Investing for the next decade
This year’s Financial Institutions Sentiment Survey shows a sector looking further ahead, with confidence strengthening over longer time horizons despite ongoing global uncertainty.
What stands out is not confidence alone, but what sits behind it: capital being deployed with sharper intent, AI moving from pilot to embedded capability, and belief in the UK as a global financial services hub materially strengthening.
Lisa Francis Managing Director, Head of Lloyds Corporate & Institutional CoverageFinancial institutions are no longer signalling intent - they are acting on it. After a decade of significant change, firms are now backing the capabilities that will define the next one: from AI and data infrastructure to the UK's role as a platform for growth. The findings show a sector not waiting for the future to settle, but preparing to shape it.
What's inside the report?
A decade of change
Ten years of FISS data reveals how the sector has shifted from navigating reset to investing with confidence. Explore the forces that have reshaped financial services and what they mean for the decade ahead.
The UK advantage
Belief in the UK as a leading global financial services hub has never been stronger. Discover what is driving that confidence and what institutions say needs to happen to keep the UK leading.
The AI imperative
AI has crossed from aspiration to action. Find out how institutions are embedding AI into their businesses, where investment is flowing, and what they expect it to deliver over the next decade.
The infrastructure bet
From tokenisation to cross-border expansion, institutions are deploying capital into the foundations of tomorrow's financial system. Explore which opportunities are drawing the most conviction – and which sectors are leading the charge.
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