Find thought leadership and market insight covering a range of topics from the impacts of changing regulation, COVID-19 and accelerated digitalisation to trends that could shape the financial institutions of the future.

The changing UK payments landscape 

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Head of Payables & Receivables, Steve Everett, reflects on the accelerated rate of change, looking at how regulation and emerging technologies have shaped the overall response and what that means for payments in 2021. Featuring:

  • An update on the impact of the global pandemic on UK Payments
  • An update on Lloyds Bank Gem®  – our new payments platform
  • The growing role of API’s and adoption of open banking opportunities. 


Read the article (PDF, 132KB)

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Head of Payables & Receivables, Steve Everett, explores the impact of COVID-19 on the future of payments.

Building resiliance: a focus on payments

As businesses continue to refine their business models and adapt, we look at how to build resilience with a focus on payments.

How important has digitisation been, during Covid-19?

Understand the benefits of API technology and how Lloyds Bank has responded.

Economic and business insights

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The UK Recovery Tracker assesses how the economy is faring in a global context and considers the momentum and sustainability of the recovery.

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Read the latest Business Barometer to monitor UK business confidence and trends - based on a survey of more than 1,200 companies.

reflective windows

88% of financial institutions are expecting economic growth to improve - explore the findings in our latest Sentiment Survey.

API and Payment solutions

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Lloyds Bank Pay: our suite of Payment APIs to enhance your digital transformation.

Lloyds Bank Fund By Bank API solution

Our FundBy Bank API solution is a secure, efficient, and convenient way of enabling customers to fund their accounts held with NBFIs via the Faster Payments Service.

Swift, faster payments

Find out how you can access the UK Faster Payment Service, with our easy to implement SWIFT-based solution.

Supporting international trade

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Trade: meeting the needs of our clients through customer centric innovation.

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Designing customer centric solutions: should organisations invest in innovation or in fixing the basics?

Providing greater flexibility with FX Convert

FX Convert gives you control of FX margins and pricing, providing your clients with a consistent experience.

Related links

Sustainability Voices

The video series where experts and customers explain how businesses can achieve positive transformational change on their journey to net zero.

LIBOR transition

What you need to know about the phasing out of LIBOR.

Financial Services

See how we support our financial services clients - through a dedicated team of relationship managers and market insight.

Important legal information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.