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    Finance Lease

    Finance Lease enables you to rent an asset, allowing you to enjoy immediate use of the new equipment without the large upfront cost.

    Enquire about Asset Finance

    Funded assets must be for your business, which needs to have been trading for at least 24 months, be UK-based and have a turnover above £100,000.

    Enquire now

    Key Features and benefits

    • Funding from £15,000.
    • Low upfront costs. Start using the asset quickly with little impact to your working capital.
    • Flexible repayment structures to suit your needs.
    • Most new and used asset types covered; from plant and machinery, to IT equipment.
    • At the end of the lease, you have the option to extend or sell the asset and receive the majority of the sales proceeds.

    Is my business eligible?

    • You don’t have to be an existing Lloyds Bank customer.
    • The asset must be for use in your business.
    • Your turnover must be above £100,000 per annum. 
    • You must have been trading for a minimum of 24 months and be UK-based. 

    What we’d need to know

    • The asset you want to purchase.
    • The cost of the asset.
    • The name of the asset supplier.
    • Your preferred term length and deposit amount.

    What sort of equipment can I finance?

    You can finance a broad range of assets from agriculture machinery like tractors, to other vehicles, like work vans and buses. IT equipment can also be financed.

    Transportation

    HGV, bus and coach, trailers, cars, marine.

    Agriculture

    Tractors, combines, biomass, forestry, automation.

    Technology

    ICT, software, services, telephony, printers, business equipment.

    Manufacturing

    Standard plant and machinery, production lines, CNC machines, robotics, automation.

    Construction

    Standard construction and plant hire equipment, diggers, bulldozers, demolition drills, cranes.

    Important information

    The provision of our credit or leasing services by us is subject to you meeting our credit approval.

    Please ensure that you only apply for credit or leasing services that you can comfortably afford. 

    Annual Investment Allowance

    How can it help your business?

    Finance & Leasing Association

    The Finance & Leasing Association is the leading trade body for the asset, consumer and motor finance sectors in the UK.

    Enquire about Asset Finance

    Funded assets must be for your business, which needs to have been trading for at least 24 months, be UK-based and have a turnover above £100,000.

    Enquire now

    Other finance options

    Get in touch

    In support of the governments request for homeworking, our Asset Finance team currently have limited ability to take incoming calls.

    Please submit an enquiry, or email one of the following options:

    For new enquiries, please email:
    HPDirectCoverage@lloydsbankcf.co.uk

    For customer services, please email:
    AFCustomerServices@lloydsbankcf.co.uk

    For broker queries, please email:
    UKBrokerProposals@lloydsbankcf.co.uk