
Borrowing for your business
Whatever business opportunities or challenges you face; we have finance solutions to help you thrive.
Helping you choose the right finance, at the right time.
Whether you’re an established business or just starting out, finding the right finance product to meet your needs can be difficult.
At Lloyds Bank, we want to make it simple for you to compare and choose our products, whatever your business circumstances.
What are you looking to finance?
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Check eligibility and get a quote
Asset Finance is available to new and existing Lloyds Bank customers.
- The asset must be for use in your business
- Your turnover must be more than £100,000 per annum
- You must have been trading for a minimum of 24 months and be UK-based.
Get an online quote for Hire Purchase
Find out how much you need to pay each month for assets up to £150,000.
We won’t run any credit checks on you or your business.
Make your money work harder
Our Savings Strategy Tool will match your cash forecasts against our available savings products, giving you a strategy that helps maximise your cash, and is bespoke to your needs.
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How to apply
Business turnover between £0-3m
You can apply online if you already have a Business Current Account with us.
Business turnover between £3m-£25m
Completing our online enquiry form takes about 10 minutes. Once we receive it, we’ll contact you to discuss your business needs.
How to apply
Existing customers registered for Online for Business can apply online
If you’re unable to log in and apply, talk to us:
If your business has a turnover of up to £3m
Call 0345 072 5555
If your business has a turnover above £3m
Call 0800 022 4395Lines open 9am to 5pm, Monday to Friday, except public holidays.
Selective Invoice Finance
For businesses with occasional or seasonal cash flow challenges.
Our online eligibility check is easy and should only take a few minutes to complete.
More about selective Invoice Finance
Invoice Factoring and Invoice Discounting
For businesses who would benefit from an ongoing boost to their cash flow.
Get an online quote in minutes, without affecting your credit rating.
Check eligibility and get a quote
Asset Finance is available to new and existing Lloyds Bank customers.
- The asset must be for use in your business
- Your turnover must be more than £100,000 per annum
- You must have been trading for a minimum of 24 months and be UK-based.
Get an online quote for Hire Purchase
Find out how much you need to pay each month for assets up to £150,000.
We won’t run any credit checks on you or your business.
How to enquire
Talk to us
Call 0344 755 0504 to talk to one of our Relationship Managers.
Lines open 9am to 5pm, Monday to Friday, except public holidays.
How to apply
For existing Lloyds Bank Cardnet Customers
Merchant Cash Advance is provided through our referral partner Liberis
Apply now for Liberis Merchant Cash Advance
If you’re new to Lloyds Bank Cardnet:
If you are interested in Merchant Cash Advance and are new to Lloyds Bank Cardnet with at least 4 months card trading history please call on
(Lines are open 9am-5pm Monday – Friday)
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How to enquire
Discuss your business needs with a Trade Specialist
Lines are open 8.30am to 5.30pm, Monday to Friday, except public holidays.
How to enquire
Discuss your business needs with a Trade Specialist
Lines are open 8.30am to 5.30pm, Monday to Friday, except public holidays.

How to apply
Business turnover between £0-3m
You can apply online if you already have a Business Current Account with us.
Business turnover between £3m-£25m
Completing our online enquiry form takes about 10 minutes. Once we receive it, we’ll contact you to discuss your business needs.
How to apply
Existing customers registered for Online for Business can apply online
If you’re unable to log on and apply, talk to us:
If your business has a turnover of up to £3m
If your business has a turnover above £3m
Lines open 9am to 5pm, Monday to Friday, except public holidays.
Check eligibility and get started
To be eligible for our platform:
- You must be a limited company
- You must invoice other UK businesses
- You must have a compatible accountancy software package (PDF, 117KB)
To be eligible to fund invoices, you must meet all eligibility criteria and:
- You must have been trading for 6 months or longer
- Your turnover must be more than £100,000 per annum
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.
*There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.
The provision of credit or leasing services is subject to you meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.
Important Legal Information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.